by our College Data Analytics TeamThe majority of students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at University of the Incarnate Word can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financing solutions does UIW deliver, and just what are you going to be eligible for? Keep scrolling for answers. Read on to discover what amount of financial assistance could be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The information provided on this page can help you determine how much aid you may receive from University of the Incarnate Word.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. However, some types of aid are more desirable than others, and some students will receive more than others.
Looking at the entering class at University of the Incarnate Word, 100% of new full-time first-years were awarded at least some aid around 1058 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $25,354 |
| Institutional grants & scholarships | 100% | $19,167 |
| Federal Pell grants | 57% | $5,492 |
| State/local grants | 73% | $3,932 |
| Federal student loans | 93% | $6,301 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At UIW, around 86% of the undergraduate population received grant aid that averaged $22,899 (among about 4047 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $22,899 |
| Federal Pell grants | 45% | $5,674 |
| Federal student loans | 49% | $6,939 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $25,906.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $17,746 |
| $30,001 – $75,000 | $19,357 |
| Over $75,000 | $26,139 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $22,775 |
| Off-campus title-IV students | $20,498 |
For an estimate tailored to your family circumstances, see UIW’s net price tool: www.uiw.edu/finaid/uiwnpc.html.
The median student at UIW graduates with $21,231 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $21,231 |
| Median federal debt (graduates only) | $27,000 |
| Typical 10-year monthly payment (graduates) | $286.24/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at UIW.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $9,029 |
| 75th percentile | $31,000 |
| 90th percentile (highest-debt students) | $42,056 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $22,937 |
| Middle income | $21,500 |
| High income | $18,832 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $21,500 |
| Continuing-generation students | $19,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $24,166 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. UIW.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at UIW:
| Metric | Value |
|---|---|
| Stafford loan recipients | 28451 |
| Total Stafford loan amount | $1,045,652,096 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 651 |
| Total GI Bill amount | $8,340,956 |
| Average GI Bill amount per recipient | $12,813 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 98 |
| Total DoD amount | $253,250 |
| Average DoD amount per recipient | $2,584 |
References
More about our data sources and methodologies.