by our College Data Analytics TeamHere is what you can expect to pay at University of the Ozarks, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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The cost of attendance at University of the Ozarks comes to about $35,391.00 for a single academic year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $25,950.00 |
| + Room, board & other expenses | $9,441.00 |
| Total cost | $35,391.00 |
| That is 8% above the national average net price. |
| Total cost | $35,391.00 |
| − Grants and scholarships | −$21,306.00 |
| Net price | $14,085.00 |
| That is 57% below the national average net price. |
| Total cost | $35,391.00 |
| − Grants and scholarships | −$24,002.00 |
| Net price | $11,389.00 |
| That is 65% below the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
Published costs have climbed year over year at a recent average of 1.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.3% | 1.3% | 1.3% |
| Freshman year | $11,541.00 | $14,273.00 | $35,864.00 |
| Senior year | $12,010.00 | $14,853.00 | $37,321.00 |
| Total 4-year net price | $47,098.00 | $58,247.00 | $146,356.00 |
| 10-year loan interest @ 6.8% | $17,943.00 | $22,190.00 | $55,756.00 |
| Total monthly payment | $542.00 | $670.00 | $1,684.00 |
| Total amount paid | $65,041.00 | $80,437.00 | $202,112.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.3% | 1.3% | 1.3% |
| Freshman year | $11,541.00 | $14,273.00 | $35,864.00 |
| Senior year | $11,695.00 | $14,464.00 | $36,343.00 |
| Total 2-year net price | $23,237.00 | $28,737.00 | $72,207.00 |
| 10-year loan interest @ 6.8% | $8,852.00 | $10,948.00 | $27,508.00 |
| Total monthly payment | $267.00 | $331.00 | $831.00 |
| Total amount paid | $32,089.00 | $39,685.00 | $99,715.00 |
Read more in the net price section below.
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $17,360.00 |
| Average net price (off-campus) | $13,516.00 |
The real cost varies by income because need-based aid scales with financial need. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $10,780.00 |
| $30,000 to $48,000 | $10,743.00 |
| $48,001 to $75,000 | $13,810.00 |
| $75,001 to $110,000 | $13,331.00 |
| Over $110,000 | $19,376.00 |
Get a tailored estimate from the University of the Ozarks Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The typical debt load for borrowers leaving University of the Ozarks amounts to $11,000.00, which the Department of Education classifies as a Low ($10-20k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,000.00 |
| Median (50th) | $11,000.00 |
| 75th | $19,250.00 |
| 90th | $31,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
For the full borrowing and repayment picture, see the student loan debt page.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,900.00 |
| Middle income | $9,500.00 |
| High income | $13,000.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,375.00 |
| Continuing-generation students | $14,475.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell vs non-Pell debt gap at University of the Ozarks works out to $2,025.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for University of the Ozarks is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 11.2% |
For context on the loan portfolio, Stafford disbursements at University of the Ozarks add up to $32,977,446.00 spread across 2,452 recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 6 |
| Avg GI Bill amount | $23,655.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Numbers only tell part of the story. As you weigh University of the Ozarks, a few questions are worth asking:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.