by our College Data Analytics TeamHere is what you can expect to pay at University of the Southwest, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
Want a specific number? Skip ahead to any section using the links below:
The total published cost of attendance at University of the Southwest stands at about $30,369.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $16,670.00 |
| + Room, board & other expenses | $13,699.00 |
| Total cost | $30,369.00 |
| That is 7% below the national average net price. |
| Total cost | $30,369.00 |
| − Grants and scholarships | −$11,283.00 |
| Net price | $19,086.00 |
| That is 42% below the national average net price. |
| Total cost | $30,369.00 |
| − Grants and scholarships | −$12,826.00 |
| Net price | $17,543.00 |
| That is 47% below the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
The reported cost series has been increasing by roughly 1.0% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.0% | 1.0% | 1.0% |
| Freshman year | $17,724.00 | $19,283.00 | $30,682.00 |
| Senior year | $18,277.00 | $19,885.00 | $31,640.00 |
| Total 4-year net price | $71,998.00 | $78,331.00 | $124,638.00 |
| 10-year loan interest @ 6.8% | $27,429.00 | $29,841.00 | $47,483.00 |
| Total monthly payment | $829.00 | $901.00 | $1,434.00 |
| Total amount paid | $99,427.00 | $108,172.00 | $172,120.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.0% | 1.0% | 1.0% |
| Freshman year | $17,724.00 | $19,283.00 | $30,682.00 |
| Senior year | $17,906.00 | $19,481.00 | $30,998.00 |
| Total 2-year net price | $35,630.00 | $38,764.00 | $61,680.00 |
| 10-year loan interest @ 6.8% | $13,574.00 | $14,768.00 | $23,498.00 |
| Total monthly payment | $410.00 | $446.00 | $710.00 |
| Total amount paid | $49,204.00 | $53,532.00 | $85,178.00 |
Jump to the net-price detail in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $16,927.00 |
| Average net price (off-campus) | $19,969.00 |
The real cost varies by income because need-based aid scales with financial need. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,598.00 |
| $30,000 to $48,000 | $18,554.00 |
| $48,001 to $75,000 | $22,163.00 |
| $75,001 to $110,000 | $22,814.00 |
| Over $110,000 | $23,279.00 |
For a personalized estimate, try the University of the Southwest Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
Typical debt at graduation from University of the Southwest comes to $14,000.00, categorized as a Low ($10-20k) debt-load classification.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $5,500.00 |
| Median (50th) | $14,000.00 |
| 75th | $20,889.00 |
| 90th | $31,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,863.00 |
| Middle income | $14,500.00 |
| High income | $13,750.00 |
Low-income borrowers graduate with $2,113.00 more debt than their high-income peers.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,000.00 |
| Continuing-generation students | $11,026.00 |
First-generation graduates from University of the Southwest leave with $3,974.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt gap between Pell and non-Pell graduates of University of the Southwest stands at $6,435.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The federal default-rate tier for University of the Southwest is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 12.0% |
For a sense of scale, Stafford disbursements at University of the Southwest amount to $138,218,378.00 covering 4,986 loan recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 26 |
| Avg GI Bill amount | $8,618.00 |
Read more about military and veteran aid on the college veterans page.
Use the figures above as a launch point, then think through University of the Southwest, the questions below are worth your time:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.