by our College Data Analytics TeamThis guide covers the real cost of attending University of the Virgin Islands, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at University of the Virgin Islands varied between $16,582.00 ranging to $27,182.00 based on in-state versus out-of-state status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: roughly $16,582.00 in-state, rising to $27,182.00 out of state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $5,957.00 |
| + Room, board & other expenses | $10,625.00 |
| Total cost | $16,582.00 |
| That is 14% below the national average net price. |
| Total cost | $16,582.00 |
| − Grants and scholarships | −$10,302.00 |
| Net price | $6,280.00 |
| That is 67% below the national average net price. |
| Total cost | $16,582.00 |
| − Grants and scholarships | −$11,193.00 |
| Net price | $5,389.00 |
| That is 72% below the national average net price. |
| Tuition and fees | $16,557.00 |
| + Room, board & other expenses | $10,625.00 |
| Total cost | $27,182.00 |
| That is 41% above the national average net price. |
| Total cost | $27,182.00 |
| − Grants and scholarships | −$10,302.00 |
| Net price | $16,880.00 |
| That is 12% below the national average net price. |
| Total cost | $27,182.00 |
| − Grants and scholarships | −$11,193.00 |
| Net price | $15,989.00 |
| That is 17% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus room and board. |
Costs have trended upward in recent years at about 4.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $5,636.00 | $6,568.00 | $17,342.00 |
| Senior year | $6,447.00 | $7,513.00 | $19,836.00 |
| Total 4-year net price | $24,141.00 | $28,132.00 | $74,282.00 |
| 10-year loan interest @ 6.8% | $9,197.00 | $10,717.00 | $28,299.00 |
| Total monthly payment | $278.00 | $324.00 | $855.00 |
| Total amount paid | $33,338.00 | $38,850.00 | $102,581.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $5,636.00 | $6,568.00 | $17,342.00 |
| Senior year | $5,894.00 | $6,869.00 | $18,136.00 |
| Total 2-year net price | $11,530.00 | $13,436.00 | $35,478.00 |
| 10-year loan interest @ 6.8% | $4,393.00 | $5,119.00 | $13,516.00 |
| Total monthly payment | $133.00 | $155.00 | $408.00 |
| Total amount paid | $15,923.00 | $18,555.00 | $48,994.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $16,722.00 | $17,653.00 | $28,427.00 |
| Senior year | $19,127.00 | $20,193.00 | $32,517.00 |
| Total 4-year net price | $71,625.00 | $75,617.00 | $121,766.00 |
| 10-year loan interest @ 6.8% | $27,287.00 | $28,807.00 | $46,389.00 |
| Total monthly payment | $824.00 | $870.00 | $1,401.00 |
| Total amount paid | $98,912.00 | $104,424.00 | $168,155.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 4.6% | 4.6% | 4.6% |
| Freshman year | $16,722.00 | $17,653.00 | $28,427.00 |
| Senior year | $17,488.00 | $18,462.00 | $29,730.00 |
| Total 2-year net price | $34,209.00 | $36,116.00 | $58,157.00 |
| 10-year loan interest @ 6.8% | $13,033.00 | $13,759.00 | $22,156.00 |
| Total monthly payment | $394.00 | $416.00 | $669.00 |
| Total amount paid | $47,242.00 | $49,875.00 | $80,313.00 |
Jump to the net-price detail in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $7,469.00 |
| Average net price (off-campus) | $7,599.00 |
The real cost varies by income because need-based aid scales with financial need. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,828.00 |
| $30,000 to $48,000 | $6,211.00 |
| $48,001 to $75,000 | $8,895.00 |
| $75,001 to $110,000 | $10,729.00 |
| Over $110,000 | $10,895.00 |
Get a tailored estimate from the University of the Virgin Islands Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Typical debt at graduation from University of the Virgin Islands amounts to $9,500.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden bucket.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,374.00 |
| 25th | $3,500.00 |
| Median (50th) | $9,500.00 |
| 75th | $16,000.00 |
| 90th | $27,500.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $9,326.00 |
| Middle income | $11,000.00 |
| High income | $9,767.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $9,500.00 |
| Continuing-generation students | $9,634.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell vs non-Pell debt gap at University of the Virgin Islands amounts to $643.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate category at University of the Virgin Islands is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 12.7% |
For a sense of scale, Stafford disbursements at University of the Virgin Islands amount to $68,319,491.00 covering 4,604 student borrowers.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 7 |
| Avg GI Bill amount | $2,645.00 |
Read more about military and veteran aid on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing University of the Virgin Islands, think through the questions below:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.