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Can You Really Afford University of Utah?

Here is what you can expect to pay at University of Utah, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.

$21,799.00 Cost of Attendance
$16,200.00 Avg Net Price
$14,000.00 Median Grad Debt

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What You Will Pay to Attend University of Utah?

Cost of attendance at University of Utah varied between $21,799.00 to $43,039.00 depending on whether you qualify for in-state rates.

In-state students paid the lower published figure, while out-of-state students faced the higher one: roughly $21,799.00 in-state versus $43,039.00 out-of-state.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

Sticker Cost for Residents (no aid)

Tuition and fees $9,620.00
+ Room, board & other expenses $12,179.00
Total cost $21,799.00
That is 13% above the national average net price.

After-Aid Net Price for Residents (with average aid)

Total cost $21,799.00
− Grants and scholarships −$9,357.00
Net price $12,442.00
That is 35% below the national average net price.

Net Price for Low-Income Residents

Total cost $21,799.00
− Grants and scholarships −$12,434.00
Net price $9,365.00
That is 51% below the national average net price.

Published Cost for Non-Residents (no aid)

Tuition and fees $30,860.00
+ Room, board & other expenses $12,179.00
Total cost $43,039.00
That is 124% above the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $43,039.00
− Grants and scholarships −$9,357.00
Net price $33,682.00
That is 75% above the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $43,039.00
− Grants and scholarships −$12,434.00
Net price $30,605.00
That is 59% above the national average net price.
Want the line-by-line detail? Dig into tuition and fees and living costs.

Estimating the Total Cost of a Degree at University of Utah

The reported cost series has been increasing by roughly 2.9% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.9% 2.9% 2.9%
Freshman year $9,636.00 $12,803.00 $22,431.00
Senior year $10,498.00 $13,948.00 $24,437.00
Total 4-year net price $40,253.00 $53,479.00 $93,698.00
10-year loan interest @ 6.8% $15,335.00 $20,374.00 $35,695.00
Total monthly payment $463.00 $615.00 $1,078.00
Total amount paid $55,588.00 $73,853.00 $129,393.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.9% 2.9% 2.9%
Freshman year $9,636.00 $12,803.00 $22,431.00
Senior year $9,916.00 $13,173.00 $23,081.00
Total 2-year net price $19,552.00 $25,976.00 $45,511.00
10-year loan interest @ 6.8% $7,449.00 $9,896.00 $17,338.00
Total monthly payment $225.00 $299.00 $524.00
Total amount paid $27,000.00 $35,872.00 $62,849.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.9% 2.9% 2.9%
Freshman year $31,492.00 $34,658.00 $44,286.00
Senior year $34,309.00 $37,759.00 $48,248.00
Total 4-year net price $131,548.00 $144,774.00 $184,993.00
10-year loan interest @ 6.8% $50,115.00 $55,154.00 $70,476.00
Total monthly payment $1,514.00 $1,666.00 $2,129.00
Total amount paid $181,663.00 $199,928.00 $255,469.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.9% 2.9% 2.9%
Freshman year $31,492.00 $34,658.00 $44,286.00
Senior year $32,404.00 $35,662.00 $45,569.00
Total 2-year net price $63,896.00 $70,320.00 $89,855.00
10-year loan interest @ 6.8% $24,342.00 $26,789.00 $34,232.00
Total monthly payment $735.00 $809.00 $1,034.00
Total amount paid $88,238.00 $97,109.00 $124,087.00

Jump to the net-price detail in the Net Price section.

Net Price at University of Utah

Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $16,200.00
Average net price (off-campus) $13,172.00

The real cost varies by income because need-based aid scales with financial need. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $10,447.00
$30,000 to $48,000 $10,667.00
$48,001 to $75,000 $12,398.00
$75,001 to $110,000 $16,886.00
Over $110,000 $17,278.00

Run your own numbers with the University of Utah Net Price Calculator, or visit the financial aid office.

Want to know how that aid is awarded? See the financial aid breakdown.

Borrowing and Debt at University of Utah

Median graduate debt at University of Utah stands at $14,000.00, landing it in the Low ($10-20k) debt-load classification.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $3,000.00
25th $5,500.00
Median (50th) $14,000.00
75th $23,054.00
90th $34,500.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

For the full borrowing and repayment picture, see the student loan debt page.

Debt by Family Income at University of Utah

Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $14,500.00
Middle income $14,783.00
High income $13,000.00

Low-income graduates carry $1,500.00 in extra median debt compared with high-income peers.

First-Generation Debt Outcomes at University of Utah

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $14,003.00
Continuing-generation students $13,618.00

First-generation graduates of University of Utah hold $385.00 more debt than continuing-generation students.

How Pell Eligibility Shapes Debt at University of Utah

The Pell Grant is the main federal need-based award for undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.

The Pell-versus-non-Pell median debt difference at University of Utah stands at $3,666.00. Federal data flags this school for Pell-related debt inequity.

Loan Default & Repayment at University of Utah

The default-rate category at University of Utah is Low (<5%).

Window Cohort default rate
2-year 2.8%

To put the rates in context, Stafford loans at University of Utah add up to $1,607,298,219.00 spread across 59,890 borrowers.

GI Bill and Military Aid at University of Utah

Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 503
Avg GI Bill amount $12,654.00

Explore GI Bill and military aid in detail on the veterans benefits detail.

Things to Think About

The figures above are a starting point — as you weigh University of Utah, consider the following:

Continue Your Research into University of Utah

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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