by our College Data Analytics TeamMany students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to University of Vermont can seem overwhelming, but bear in mind that many students are given some form of financial aid.
What financing options does UVM offer, and what will you qualify for? Keep scrolling for more information. Keep going to see just how much financial aid could be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The information provided on this page can help you determine how much aid you may receive from University of Vermont.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Among first-time, full-time freshmen at University of Vermont, 95% of entering full-time freshmen got some type of financial assistance roughly 2734 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 93% | $19,897 |
| Institutional grants & scholarships | 93% | $18,339 |
| Federal Pell grants | 14% | $5,186 |
| State/local grants | 11% | $4,689 |
| Federal student loans | 46% | $5,094 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At this school, some 88% of undergraduates were awarded an average grant or scholarship of $18,487 (across roughly 10668 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 88% | $18,487 |
| Federal Pell grants | 13% | $5,296 |
| Federal student loans | 37% | $6,093 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $16,306.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $12,535 |
| $30,001 – $75,000 | $15,371 |
| Over $75,000 | $26,098 |
Remember these are net prices — what families pay after gift aid, not before.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $19,343 |
| Off-campus title-IV students | $20,860 |
For an estimate tailored to your family circumstances, see UVM’s net price calculator: www.uvm.edu/studentfinancialservices/net_price_calculator.
The median federal debt load at UVM comes to $17,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $17,500 |
| Median federal debt (graduates only) | $20,951 |
| Typical 10-year monthly payment (graduates) | $222.12/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. These percentiles trace how cumulative federal debt is spread among borrowers at UVM.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,500 |
| 25th percentile | $7,500 |
| 75th percentile | $26,250 |
| 90th percentile (highest-debt students) | $27,758 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $16,417 |
| Middle income | $18,048 |
| High income | $17,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,000 |
| Continuing-generation students | $16,750 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $18,000 |
| Independent students | $12,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at UVM.
Stafford loans are the federal government’s primary direct undergraduate lending program. The aggregate figures below show how active the program is at UVM:
| Metric | Value |
|---|---|
| Stafford loan recipients | 30115 |
| Total Stafford loan amount | $680,165,417 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 76 |
| Total GI Bill amount | $1,214,837 |
| Average GI Bill amount per recipient | $15,985 |
References
More about our data sources and methodologies.