by our College Data Analytics TeamMany students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to University of West Alabama can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financial aid solutions can University of West Alabama provide, and just what are you going to be eligible for? Keep reading for answers. Keep going to learn just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The information provided on this page can help you determine how much aid you may receive from University of West Alabama.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For freshmen starting at University of West Alabama, 99% of new full-time first-years were awarded at least some aid (about 307 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 93% | $9,037 |
| Institutional grants & scholarships | 69% | $5,668 |
| Federal Pell grants | 65% | $6,496 |
| State/local grants | 7% | $1,184 |
| Federal student loans | 71% | $8,068 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At University of West Alabama, approximately 77% of undergraduates were awarded an average grant or scholarship of $6,532 (among about 2056 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 77% | $6,532 |
| Federal Pell grants | 58% | $5,670 |
| Federal student loans | 66% | $8,137 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $10,074.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,580 |
| $30,001 – $75,000 | $13,387 |
| Over $75,000 | $16,761 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,684 |
| Off-campus title-IV students | $13,832 |
For an estimate tailored to your family circumstances, see University of West Alabama’s official net price calculator: secure.uwa.edu/calculator/.
Graduating students at University of West Alabama carry a median federal student debt of $13,000 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,000 |
| Median federal debt (graduates only) | $24,944 |
| Typical 10-year monthly payment (graduates) | $264.45/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Looking only at the median can be misleading because it hides the spread. The four reference points below map the debt distribution at University of West Alabama.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $39,500 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
| Middle income | $13,250 |
| High income | $13,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,000 |
| Continuing-generation students | $12,876 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,500 |
| Independent students | $10,115 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. University of West Alabama.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at University of West Alabama:
| Metric | Value |
|---|---|
| Stafford loan recipients | 27064 |
| Total Stafford loan amount | $904,974,976 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 96 |
| Total GI Bill amount | $625,175 |
| Average GI Bill amount per recipient | $6,512 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 23 |
| Total DoD amount | $66,440 |
| Average DoD amount per recipient | $2,889 |
References
More about our data sources and methodologies.