This guide covers the real cost of attending University of Wisconsin-Eau Claire, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The total cost of attendance at University of Wisconsin-Eau Claire ranged from $21,014.00 ranging to $30,600.00 across residency tiers.
The lower figure reflects the in-state rate and the higher figure the out-of-state rate: around $21,014.00 in-state versus $30,600.00 for those paying out-of-state rates.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $9,642.00 |
| + Room, board & other expenses | $11,372.00 |
| Total cost | $21,014.00 |
| That is 9% above the national average net price. |
| Total cost | $21,014.00 |
| − Grants and scholarships | −$5,155.00 |
| Net price | $15,859.00 |
| That is 18% below the national average net price. |
| Total cost | $21,014.00 |
| − Grants and scholarships | −$11,435.00 |
| Net price | $9,579.00 |
| That is 50% below the national average net price. |
| Tuition and fees | $19,228.00 |
| + Room, board & other expenses | $11,372.00 |
| Total cost | $30,600.00 |
| That is 59% above the national average net price. |
| Total cost | $30,600.00 |
| − Grants and scholarships | −$5,155.00 |
| Net price | $25,445.00 |
| That is 32% above the national average net price. |
| Total cost | $30,600.00 |
| − Grants and scholarships | −$11,435.00 |
| Net price | $19,165.00 |
| That is roughly at the national average net price. | |
| For the full breakdown, see tuition and fees plus living costs. |
The reported cost series has been increasing at a recent average of 3.9% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $9,952.00 | $16,476.00 | $21,832.00 |
| Senior year | $11,160.00 | $18,476.00 | $24,481.00 |
| Total 4-year net price | $42,192.00 | $69,853.00 | $92,559.00 |
| 10-year loan interest @ 6.8% | $16,074.00 | $26,612.00 | $35,262.00 |
| Total monthly payment | $486.00 | $804.00 | $1,065.00 |
| Total amount paid | $58,266.00 | $96,465.00 | $127,821.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $9,952.00 | $16,476.00 | $21,832.00 |
| Senior year | $10,339.00 | $17,117.00 | $22,682.00 |
| Total 2-year net price | $20,291.00 | $33,594.00 | $44,513.00 |
| 10-year loan interest @ 6.8% | $7,730.00 | $12,798.00 | $16,958.00 |
| Total monthly payment | $234.00 | $387.00 | $512.00 |
| Total amount paid | $28,021.00 | $46,392.00 | $61,471.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $19,911.00 | $26,435.00 | $31,791.00 |
| Senior year | $22,327.00 | $29,644.00 | $35,649.00 |
| Total 4-year net price | $84,415.00 | $112,076.00 | $134,782.00 |
| 10-year loan interest @ 6.8% | $32,159.00 | $42,697.00 | $51,347.00 |
| Total monthly payment | $971.00 | $1,290.00 | $1,551.00 |
| Total amount paid | $116,574.00 | $154,773.00 | $186,129.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.9% | 3.9% | 3.9% |
| Freshman year | $19,911.00 | $26,435.00 | $31,791.00 |
| Senior year | $20,686.00 | $27,464.00 | $33,028.00 |
| Total 2-year net price | $40,597.00 | $53,900.00 | $64,819.00 |
| 10-year loan interest @ 6.8% | $15,466.00 | $20,534.00 | $24,694.00 |
| Total monthly payment | $467.00 | $620.00 | $746.00 |
| Total amount paid | $56,063.00 | $74,433.00 | $89,513.00 |
For the complete net-price picture, see the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $16,550.00 |
| Average net price (off-campus) | $16,948.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $9,565.00 |
| $30,000 to $48,000 | $10,534.00 |
| $48,001 to $75,000 | $13,803.00 |
| $75,001 to $110,000 | $18,951.00 |
| Over $110,000 | $20,469.00 |
Use University of Wisconsin-Eau Claire Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
The median graduating debt at University of Wisconsin-Eau Claire comes to $13,000.00, which federal data classifies as a Low ($10-20k) debt-load classification.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,750.00 |
| 25th | $7,500.00 |
| Median (50th) | $13,000.00 |
| 75th | $26,631.00 |
| 90th | $31,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $10,443.00 |
| Middle income | $12,929.00 |
| High income | $14,250.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $12,500.00 |
| Continuing-generation students | $13,700.00 |
Pell Grants are the largest source of federal need-based aid for undergrads. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at University of Wisconsin-Eau Claire is $375.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate classification for University of Wisconsin-Eau Claire is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.3% |
To put the rates in context, Stafford loans at University of Wisconsin-Eau Claire reach $443,148,243.00 spread across 29,974 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 112 |
| Avg GI Bill amount | $7,008.00 |
| DoD Tuition Assistance recipients | 18 |
| Avg DoD Tuition Assistance | $4,000.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing University of Wisconsin-Eau Claire, a few questions are worth asking:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.