by our College Data Analytics TeamThis overview lays out the cost of attending University of Wisconsin-La Crosse, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
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Cost of attendance at University of Wisconsin-La Crosse fell between $18,115.00 to $27,562.00 depending on residency and living arrangement.
Where you live mattered — in-state students paid less than out-of-state students: roughly $18,115.00 in-state against $27,562.00 out of state.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $10,070.00 |
| + Room, board & other expenses | $8,045.00 |
| Total cost | $18,115.00 |
| That is 6% below the national average net price. |
| Total cost | $18,115.00 |
| − Grants and scholarships | −$3,383.00 |
| Net price | $14,732.00 |
| That is 23% below the national average net price. |
| Total cost | $18,115.00 |
| − Grants and scholarships | −$11,369.00 |
| Net price | $6,746.00 |
| That is 65% below the national average net price. |
| Tuition and fees | $19,517.00 |
| + Room, board & other expenses | $8,045.00 |
| Total cost | $27,562.00 |
| That is 43% above the national average net price. |
| Total cost | $27,562.00 |
| − Grants and scholarships | −$3,383.00 |
| Net price | $24,179.00 |
| That is 26% above the national average net price. |
| Total cost | $27,562.00 |
| − Grants and scholarships | −$11,369.00 |
| Net price | $16,193.00 |
| That is 16% below the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Costs have trended upward in recent years at about 2.7% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $6,930.00 | $15,133.00 | $18,608.00 |
| Senior year | $7,511.00 | $16,404.00 | $20,170.00 |
| Total 4-year net price | $28,872.00 | $63,051.00 | $77,530.00 |
| 10-year loan interest @ 6.8% | $10,999.00 | $24,020.00 | $29,536.00 |
| Total monthly payment | $332.00 | $726.00 | $892.00 |
| Total amount paid | $39,871.00 | $87,071.00 | $107,066.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $6,930.00 | $15,133.00 | $18,608.00 |
| Senior year | $7,118.00 | $15,545.00 | $19,115.00 |
| Total 2-year net price | $14,048.00 | $30,679.00 | $37,723.00 |
| 10-year loan interest @ 6.8% | $5,352.00 | $11,687.00 | $14,371.00 |
| Total monthly payment | $162.00 | $353.00 | $434.00 |
| Total amount paid | $19,400.00 | $42,366.00 | $52,095.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $16,634.00 | $24,837.00 | $28,313.00 |
| Senior year | $18,030.00 | $26,923.00 | $30,689.00 |
| Total 4-year net price | $69,304.00 | $103,483.00 | $117,961.00 |
| 10-year loan interest @ 6.8% | $26,402.00 | $39,423.00 | $44,939.00 |
| Total monthly payment | $798.00 | $1,191.00 | $1,358.00 |
| Total amount paid | $95,706.00 | $142,906.00 | $162,900.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $16,634.00 | $24,837.00 | $28,313.00 |
| Senior year | $17,087.00 | $25,514.00 | $29,084.00 |
| Total 2-year net price | $33,721.00 | $50,351.00 | $57,396.00 |
| 10-year loan interest @ 6.8% | $12,846.00 | $19,182.00 | $21,866.00 |
| Total monthly payment | $388.00 | $579.00 | $661.00 |
| Total amount paid | $46,567.00 | $69,533.00 | $79,262.00 |
Read more in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $16,210.00 |
| Average net price (off-campus) | $15,374.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $6,798.00 |
| $30,000 to $48,000 | $8,794.00 |
| $48,001 to $75,000 | $13,175.00 |
| $75,001 to $110,000 | $16,528.00 |
| Over $110,000 | $17,538.00 |
Use University of Wisconsin-La Crosse Net Price Calculator, or contact the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Typical debt at graduation from University of Wisconsin-La Crosse stands at $18,000.00, categorized as a Low ($10-20k) burden tier.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,983.00 |
| 25th | $7,500.00 |
| Median (50th) | $18,000.00 |
| 75th | $27,000.00 |
| 90th | $31,000.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt page.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,305.00 |
| Middle income | $17,819.00 |
| High income | $18,750.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,269.00 |
| Continuing-generation students | $17,546.00 |
First-generation graduates from University of Wisconsin-La Crosse carry $723.00 more debt than continuing-generation students.
Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt gap between Pell and non-Pell graduates of University of Wisconsin-La Crosse amounts to $1,000.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at University of Wisconsin-La Crosse is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.5% |
For a sense of scale, Stafford disbursements at University of Wisconsin-La Crosse amount to $455,782,144.00 spread across 27,494 student borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 84 |
| Avg GI Bill amount | $7,285.00 |
| DoD Tuition Assistance recipients | 12 |
| Avg DoD Tuition Assistance | $2,125.00 |
Dig into veteran education benefits on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about University of Wisconsin-La Crosse, a few questions are worth asking:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.