by our College Data Analytics TeamMost students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to University of Wisconsin-Oshkosh can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financial assistance options will UW Oshkosh offer you, and what will you qualify for? Read on for more information. Keep going to learn just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. The figures below will help you estimate the aid you might receive from University of Wisconsin-Oshkosh.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Looking at the entering class at University of Wisconsin-Oshkosh, 73% of entering full-time freshmen got some type of financial assistance around 1241 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 51% | $6,605 |
| Institutional grants & scholarships | 29% | $3,316 |
| Federal Pell grants | 30% | $5,098 |
| State/local grants | 34% | $2,177 |
| Federal student loans | 42% | $4,805 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At UW Oshkosh, approximately 30% of undergraduates were awarded an average grant or scholarship of $6,331 (covering around 3752 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 30% | $6,331 |
| Federal Pell grants | 16% | $4,836 |
| Federal student loans | 24% | $5,944 |
On-campus students receiving title-IV aid were awarded grants averaging $5,347.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,710 |
| $30,001 – $75,000 | $12,181 |
| Over $75,000 | $18,065 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,305 |
| Off-campus title-IV students | $14,761 |
For an estimate tailored to your family circumstances, see UW Oshkosh’s net price calculator: www.uwosh.edu/financialaid/net-price-calculator/.
A typical borrower at UW Oshkosh leaves with $12,500 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,500 |
| Median federal debt (graduates only) | $21,500 |
| Typical 10-year monthly payment (graduates) | $227.94/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. The figures below chart the debt distribution at UW Oshkosh.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $7,288 |
| 75th percentile | $26,500 |
| 90th percentile (highest-debt students) | $32,583 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,000 |
| Middle income | $14,072 |
| High income | $12,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,500 |
| Continuing-generation students | $12,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $15,750 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. UW Oshkosh.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The aggregate figures below show how active the program is at UW Oshkosh:
| Metric | Value |
|---|---|
| Stafford loan recipients | 33137 |
| Total Stafford loan amount | $583,900,408 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 161 |
| Total GI Bill amount | $1,105,174 |
| Average GI Bill amount per recipient | $6,864 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 6 |
| Total DoD amount | $13,222 |
| Average DoD amount per recipient | $2,204 |
References
More about our data sources and methodologies.