by our College Data Analytics TeamHere’s the full picture on paying for University of Wisconsin-Stevens Point, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at University of Wisconsin-Stevens Point varied between $18,804.00 to $27,824.00 depending on your residency status.
Where you live mattered — in-state students paid less than out-of-state students: around $18,804.00 in-state against $27,824.00 out of state.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $9,488.00 |
| + Room, board & other expenses | $9,316.00 |
| Total cost | $18,804.00 |
| That is 2% below the national average net price. |
| Total cost | $18,804.00 |
| − Grants and scholarships | −$5,520.00 |
| Net price | $13,284.00 |
| That is 31% below the national average net price. |
| Total cost | $18,804.00 |
| − Grants and scholarships | −$11,246.00 |
| Net price | $7,558.00 |
| That is 61% below the national average net price. |
| Tuition and fees | $18,508.00 |
| + Room, board & other expenses | $9,316.00 |
| Total cost | $27,824.00 |
| That is 45% above the national average net price. |
| Total cost | $27,824.00 |
| − Grants and scholarships | −$5,520.00 |
| Net price | $22,304.00 |
| That is 16% above the national average net price. |
| Total cost | $27,824.00 |
| − Grants and scholarships | −$11,246.00 |
| Net price | $16,578.00 |
| That is 14% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page plus room and board. |
Published costs have climbed year over year at about 2.8% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $7,771.00 | $13,659.00 | $19,334.00 |
| Senior year | $8,447.00 | $14,847.00 | $21,016.00 |
| Total 4-year net price | $32,424.00 | $56,989.00 | $80,670.00 |
| 10-year loan interest @ 6.8% | $12,352.00 | $21,711.00 | $30,732.00 |
| Total monthly payment | $373.00 | $656.00 | $928.00 |
| Total amount paid | $44,776.00 | $78,699.00 | $111,402.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $7,771.00 | $13,659.00 | $19,334.00 |
| Senior year | $7,990.00 | $14,044.00 | $19,879.00 |
| Total 2-year net price | $15,761.00 | $27,702.00 | $39,214.00 |
| 10-year loan interest @ 6.8% | $6,004.00 | $10,554.00 | $14,939.00 |
| Total monthly payment | $181.00 | $319.00 | $451.00 |
| Total amount paid | $21,766.00 | $38,256.00 | $54,152.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $17,045.00 | $22,933.00 | $28,609.00 |
| Senior year | $18,528.00 | $24,928.00 | $31,097.00 |
| Total 4-year net price | $71,120.00 | $95,685.00 | $119,366.00 |
| 10-year loan interest @ 6.8% | $27,094.00 | $36,452.00 | $45,474.00 |
| Total monthly payment | $818.00 | $1,101.00 | $1,374.00 |
| Total amount paid | $98,214.00 | $132,137.00 | $164,840.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.8% | 2.8% | 2.8% |
| Freshman year | $17,045.00 | $22,933.00 | $28,609.00 |
| Senior year | $17,526.00 | $23,580.00 | $29,415.00 |
| Total 2-year net price | $34,571.00 | $46,512.00 | $58,024.00 |
| 10-year loan interest @ 6.8% | $13,170.00 | $17,720.00 | $22,105.00 |
| Total monthly payment | $398.00 | $535.00 | $668.00 |
| Total amount paid | $47,742.00 | $64,232.00 | $80,129.00 |
Read more in the net price section below.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $14,559.00 |
| Average net price (off-campus) | $13,726.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Here is the average net price for each family-income range:
| Family income | Average net price |
|---|---|
| Under $30,000 | $7,953.00 |
| $30,000 to $48,000 | $8,490.00 |
| $48,001 to $75,000 | $12,706.00 |
| $75,001 to $110,000 | $16,141.00 |
| Over $110,000 | $17,500.00 |
Get a tailored estimate from the University of Wisconsin-Stevens Point Net Price Calculator, or check with the financial aid office.
Want to know how that aid is awarded? See the financial aid page.
Typical debt at graduation from University of Wisconsin-Stevens Point works out to $14,674.00, categorized as a Low ($10-20k) debt-burden bucket.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $7,324.00 |
| Median (50th) | $14,674.00 |
| 75th | $27,000.00 |
| 90th | $33,383.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,990.00 |
| Middle income | $14,144.00 |
| High income | $15,000.00 |
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,500.00 |
| Continuing-generation students | $15,000.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The median debt difference between Pell-eligible and non-Pell graduates of University of Wisconsin-Stevens Point amounts to $1,700.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate tier for University of Wisconsin-Stevens Point is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.8% |
To put the rates in context, Stafford loans at University of Wisconsin-Stevens Point add up to $432,957,241.00 across 27,616 borrowers.
Veteran and active-military students often access dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 140 |
| Avg GI Bill amount | $6,747.00 |
| DoD Tuition Assistance recipients | 2 |
| Avg DoD Tuition Assistance | $3,875.00 |
For the full rundown of veteran and military benefits, see the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing University of Wisconsin-Stevens Point, think through the questions below:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.