by our College Data Analytics TeamThe majority of students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at University of Wisconsin-Whitewater can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
What financial assistance options will UW - Whitewater offer, and what will you qualify for? Read on for more information. Scroll down to see just how much financial aid could be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. The figures below will help you estimate the aid you might receive from University of Wisconsin-Whitewater.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at University of Wisconsin-Whitewater, 80% of entering full-time freshmen got some type of financial assistance some 1739 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 51% | $5,685 |
| Institutional grants & scholarships | 29% | $1,962 |
| Federal Pell grants | 29% | $5,177 |
| State/local grants | 30% | $2,515 |
| Federal student loans | 54% | $4,950 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Across the undergraduate body at UW - Whitewater, approximately 46% of undergrads got grants or scholarships worth on average $6,118 (across roughly 4534 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 46% | $6,118 |
| Federal Pell grants | 25% | $5,083 |
| Federal student loans | 46% | $5,947 |
For students living on campus and receiving title-IV aid, grants averaged $4,561.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,174 |
| $30,001 – $75,000 | $12,392 |
| Over $75,000 | $17,803 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $14,158 |
| Off-campus title-IV students | $14,785 |
For a customized cost estimate, visit UW - Whitewater’s NPC: www.uww.edu/students/financial-aid-award-estimator.
A typical borrower at UW - Whitewater leaves with $16,241 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $16,241 |
| Median federal debt (graduates only) | $23,188 |
| Typical 10-year monthly payment (graduates) | $245.83/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The numbers below show the full range, not just the middle of the distribution. Use the percentiles below to see the debt range at UW - Whitewater.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,250 |
| 25th percentile | $7,632 |
| 75th percentile | $27,873 |
| 90th percentile (highest-debt students) | $34,059 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $13,445 |
| Middle income | $16,400 |
| High income | $18,176 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,330 |
| Continuing-generation students | $15,888 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,750 |
| Independent students | $13,856 |
The figure below distills the debt data into a single burden category for UW - Whitewater.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at UW - Whitewater:
| Metric | Value |
|---|---|
| Stafford loan recipients | 35881 |
| Total Stafford loan amount | $650,349,209 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 187 |
| Total GI Bill amount | $1,298,147 |
| Average GI Bill amount per recipient | $6,942 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 20 |
| Total DoD amount | $51,000 |
| Average DoD amount per recipient | $2,550 |
References
More about our data sources and methodologies.