by our College Data Analytics TeamBelow is the data on what it actually costs to attend Upper Iowa University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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What it costs to attend Upper Iowa University is about $48,422.00 per academic year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $19,475.00 |
| + Room, board & other expenses | $28,947.00 |
| Total cost | $48,422.00 |
| That is 48% above the national average net price. |
| Total cost | $48,422.00 |
| − Grants and scholarships | −$13,080.00 |
| Net price | $35,342.00 |
| That is 8% above the national average net price. |
| Total cost | $48,422.00 |
| − Grants and scholarships | −$16,307.00 |
| Net price | $32,115.00 |
| That is 2% below the national average net price. | |
| For the full breakdown, see tuition and fees and room and board. |
Below, a full degree is projected forward at today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $32,115.00 | $35,342.00 | $48,422.00 |
| Senior year | $32,115.00 | $35,342.00 | $48,422.00 |
| Total 4-year net price | $128,460.00 | $141,368.00 | $193,688.00 |
| 10-year loan interest @ 6.8% | $48,939.00 | $53,856.00 | $73,788.00 |
| Total monthly payment | $1,478.00 | $1,627.00 | $2,229.00 |
| Total amount paid | $177,399.00 | $195,224.00 | $267,476.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $32,115.00 | $35,342.00 | $48,422.00 |
| Senior year | $32,115.00 | $35,342.00 | $48,422.00 |
| Total 2-year net price | $64,230.00 | $70,684.00 | $96,844.00 |
| 10-year loan interest @ 6.8% | $24,469.00 | $26,928.00 | $36,894.00 |
| Total monthly payment | $739.00 | $813.00 | $1,114.00 |
| Total amount paid | $88,699.00 | $97,612.00 | $133,738.00 |
| Jump to the net-price detail in the Net Price section. |
The net price figure shows the cost after grants and scholarships are deducted. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $20,942.00 |
| Average net price (off-campus) | $23,172.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $27,503.00 |
| $30,000 to $48,000 | $19,324.00 |
| $48,001 to $75,000 | $19,842.00 |
| $75,001 to $110,000 | $21,127.00 |
| Over $110,000 | $25,690.00 |
Run your own numbers with the Upper Iowa University Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Typical debt at graduation from Upper Iowa University comes to $18,000.00, placing the school in the Low ($10-20k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,750.00 |
| 25th | $6,250.00 |
| Median (50th) | $18,000.00 |
| 75th | $27,687.00 |
| 90th | $37,350.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Read the complete debt breakdown on the student loan debt page.
Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,255.00 |
| Middle income | $17,500.00 |
| High income | $15,000.00 |
Graduates from lower-income families carry $4,255.00 more debt than high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,750.00 |
| Continuing-generation students | $15,225.00 |
First-gen students at Upper Iowa University leave with $3,525.00 more than continuing-generation graduates.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Pell vs non-Pell comparisons surface how debt breaks down by need.
The gap between Pell-eligible and non-Pell median debt at Upper Iowa University amounts to $5,603.00. This school carries a federal Pell-debt-inequity flag.
The default-rate category at Upper Iowa University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.3% |
To give some context for these rates, Stafford loans disbursed at Upper Iowa University add up to $565,106,708.00 spread across 22,906 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 253 |
| Avg GI Bill amount | $4,930.00 |
| DoD Tuition Assistance recipients | 602 |
| Avg DoD Tuition Assistance | $2,193.00 |
Read more about military and veteran aid on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Upper Iowa University, consider the following:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.