by our College Data Analytics TeamBelow is the data on what it actually costs to attend Utica University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
If you want to dig into a particular figure, jump to any section below:
The full cost of attending Utica University works out to about $36,845.00 per academic year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $26,930.00 |
| + Room, board & other expenses | $9,915.00 |
| Total cost | $36,845.00 |
| That is 12% above the national average net price. |
| Total cost | $36,845.00 |
| − Grants and scholarships | −$18,097.00 |
| Net price | $18,748.00 |
| That is 43% below the national average net price. |
| Total cost | $36,845.00 |
| − Grants and scholarships | −$23,915.00 |
| Net price | $12,930.00 |
| That is 61% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus room and board. |
Costs have trended upward in recent years at about 3.7% annually, so the projections below total more than one year of attendance. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $13,412.00 | $19,446.00 | $38,217.00 |
| Senior year | $14,967.00 | $21,701.00 | $42,649.00 |
| Total 4-year net price | $56,719.00 | $82,241.00 | $161,625.00 |
| 10-year loan interest @ 6.8% | $21,608.00 | $31,331.00 | $61,573.00 |
| Total monthly payment | $653.00 | $946.00 | $1,860.00 |
| Total amount paid | $78,327.00 | $113,571.00 | $223,199.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.7% | 3.7% | 3.7% |
| Freshman year | $13,412.00 | $19,446.00 | $38,217.00 |
| Senior year | $13,911.00 | $20,171.00 | $39,641.00 |
| Total 2-year net price | $27,323.00 | $39,617.00 | $77,858.00 |
| 10-year loan interest @ 6.8% | $10,409.00 | $15,093.00 | $29,661.00 |
| Total monthly payment | $314.00 | $456.00 | $896.00 |
| Total amount paid | $37,732.00 | $54,710.00 | $107,520.00 |
Read more in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $19,108.00 |
| Average net price (off-campus) | $21,869.00 |
The real cost varies by income because need-based aid scales with financial need. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,485.00 |
| $30,000 to $48,000 | $14,355.00 |
| $48,001 to $75,000 | $19,670.00 |
| $75,001 to $110,000 | $22,938.00 |
| Over $110,000 | $27,736.00 |
Run your own numbers with the Utica University Net Price Calculator, or check with the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
Median graduate debt at Utica University amounts to $17,538.00, landing it in the Low ($10-20k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,914.00 |
| 25th | $6,500.00 |
| Median (50th) | $17,538.00 |
| 75th | $26,000.00 |
| 90th | $31,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Dig deeper into debt on the student-loan-debt breakdown.
Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,244.00 |
| Middle income | $17,750.00 |
| High income | $18,750.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,563.00 |
| Continuing-generation students | $17,343.00 |
First-generation borrowers from Utica University carry $220.00 more debt than continuing-generation students.
Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Utica University is $2,807.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for Utica University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.7% |
For a sense of scale, Stafford disbursements at Utica University add up to $428,565,555.00 spread across 20,023 recipients.
Veterans and active-duty students can access dedicated federal education aid such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 157 |
| Avg GI Bill amount | $6,318.00 |
Dig into veteran education benefits on the college veterans page.
The data above is a foundation; round it out by asking yourself about Utica University, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.