by our College Data Analytics TeamA lot of students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Valdosta State University can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financing options does VSU offer you, and what will you qualify for? Keep scrolling for more information. Keep going to find out just how much financial aid will be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Read on to get a sense of the financial assistance available at Valdosta State University.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at Valdosta State University, 93% of entering full-time freshmen got some type of financial assistance (about 1014 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 93% | $10,206 |
| Institutional grants & scholarships | 22% | $9,829 |
| Federal Pell grants | 59% | $6,253 |
| State/local grants | 66% | $5,408 |
| Federal student loans | 42% | $5,369 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At VSU, roughly 81% of the undergraduate population received grant aid that averaged $8,363 (among about 5905 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 81% | $8,363 |
| Federal Pell grants | 52% | $5,830 |
| Federal student loans | 44% | $6,565 |
For on-campus title-IV students, average grant aid came to $9,856.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $9,665 |
| $30,001 – $75,000 | $11,087 |
| Over $75,000 | $15,370 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,945 |
| Off-campus title-IV students | $11,298 |
To project your own net price, use VSU’s net price calculator: www.valdosta.edu/administration/finance-admin/financial-services/students/net-price-calculator.php.
A typical borrower at VSU leaves with $13,750 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,750 |
| Median federal debt (graduates only) | $24,779 |
| Typical 10-year monthly payment (graduates) | $262.7/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The median alone does not show how widely outcomes vary across the student body. The percentiles below describe the cumulative federal debt distribution for borrowers at VSU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,526 |
| 25th percentile | $6,500 |
| 75th percentile | $28,750 |
| 90th percentile (highest-debt students) | $40,550 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $14,200 |
| Middle income | $13,750 |
| High income | $13,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,831 |
| Continuing-generation students | $13,529 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,000 |
| Independent students | $17,774 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. VSU.
Stafford loans are the federal government’s primary direct undergraduate lending program. The totals below capture Stafford lending at VSU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 49470 |
| Total Stafford loan amount | $1,152,182,348 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 181 |
| Total GI Bill amount | $1,091,402 |
| Average GI Bill amount per recipient | $6,030 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 46 |
| Total DoD amount | $118,342 |
| Average DoD amount per recipient | $2,573 |
References
More about our data sources and methodologies.