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Can You Afford Valley City State University?

This overview lays out the cost of attending Valley City State University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$20,713.00 Cost of Attendance
$11,890.00 Avg Net Price
$11,761.00 Median Grad Debt

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What You Will Pay to Attend Valley City State University?

Published attendance costs at Valley City State University spanned $20,713.00 and up to $25,677.00 across residency tiers.

Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: close to $20,713.00 in-state compared with $25,677.00 out-of-state.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

Published Cost for Residents (no aid)

Tuition and fees $8,580.00
+ Room, board & other expenses $12,133.00
Total cost $20,713.00
That is 8% above the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $20,713.00
− Grants and scholarships −$8,578.00
Net price $12,135.00
That is 37% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $20,713.00
− Grants and scholarships −$12,589.00
Net price $8,124.00
That is 58% below the national average net price.

What It Costs Non-Residents (no aid)

Tuition and fees $13,544.00
+ Room, board & other expenses $12,133.00
Total cost $25,677.00
That is 33% above the national average net price.

Net Price for Non-Residents (with average aid)

Total cost $25,677.00
− Grants and scholarships −$8,578.00
Net price $17,099.00
That is 11% below the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $25,677.00
− Grants and scholarships −$12,589.00
Net price $13,088.00
That is 32% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page and room and board.

Projected Cost of a Degree at Valley City State University

Cost of attendance here has been rising by roughly 1.5% per year; the projections below compound that across a degree. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.5% 1.5% 1.5%
Freshman year $8,243.00 $12,313.00 $21,017.00
Senior year $8,611.00 $12,863.00 $21,955.00
Total 4-year net price $33,705.00 $50,346.00 $85,935.00
10-year loan interest @ 6.8% $12,840.00 $19,180.00 $32,738.00
Total monthly payment $388.00 $579.00 $989.00
Total amount paid $46,546.00 $69,526.00 $118,673.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.5% 1.5% 1.5%
Freshman year $8,243.00 $12,313.00 $21,017.00
Senior year $8,364.00 $12,494.00 $21,325.00
Total 2-year net price $16,607.00 $24,807.00 $42,342.00
10-year loan interest @ 6.8% $6,327.00 $9,450.00 $16,131.00
Total monthly payment $191.00 $285.00 $487.00
Total amount paid $22,934.00 $34,257.00 $58,472.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.5% 1.5% 1.5%
Freshman year $13,280.00 $17,350.00 $26,054.00
Senior year $13,873.00 $18,124.00 $27,217.00
Total 4-year net price $54,300.00 $70,941.00 $106,529.00
10-year loan interest @ 6.8% $20,686.00 $27,026.00 $40,584.00
Total monthly payment $625.00 $816.00 $1,226.00
Total amount paid $74,986.00 $97,967.00 $147,113.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 1.5% 1.5% 1.5%
Freshman year $13,280.00 $17,350.00 $26,054.00
Senior year $13,475.00 $17,604.00 $26,436.00
Total 2-year net price $26,755.00 $34,954.00 $52,489.00
10-year loan interest @ 6.8% $10,193.00 $13,316.00 $19,997.00
Total monthly payment $308.00 $402.00 $604.00
Total amount paid $36,947.00 $48,270.00 $72,486.00

Read more in the net price section below.

Net Price at Valley City State University

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $11,890.00
Average net price (off-campus) $13,613.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $9,030.00
$30,000 to $48,000 $12,130.00
$48,001 to $75,000 $11,758.00
$75,001 to $110,000 $15,340.00
Over $110,000 $15,411.00

Estimate your specific net price using the school’s Valley City State University Net Price Calculator, or get in touch with the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid page.

Graduate Debt at Valley City State University

The typical debt load for borrowers leaving Valley City State University stands at $11,761.00, categorized as a Low ($10-20k) burden category.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $2,750.00
25th $5,500.00
Median (50th) $11,761.00
75th $21,328.00
90th $27,500.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Dig deeper into debt on the student loan debt detail.

How Debt Varies by Income at Valley City State University

Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $10,313.00
Middle income $11,063.00
High income $12,500.00

First-Generation Borrowing at Valley City State University

First-gen students typically face different financial-aid contexts than students whose parents attended college.

Student group Median debt at graduation
First-generation students $11,422.00
Continuing-generation students $12,000.00

Debt by Pell Status at Valley City State University

Pell Grants are the federal government’s primary need-based undergraduate aid program. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The median debt difference between Pell-eligible and non-Pell graduates of Valley City State University amounts to $-602.00.

Loan Repayment and Default at Valley City State University

The Department of Education default-rate tier for Valley City State University is Low (<5%).

Window Cohort default rate
2-year 3.4%

For scale, federal Stafford loan disbursements at Valley City State University reach $55,671,140.00 over 4,068 disbursements.

Veteran Education Benefits at Valley City State University

Veterans and current servicemembers may be eligible for major federal education benefits such as the Post-9/11 GI Bill and DoD Tuition Assistance.

GI Bill recipients 17
Avg GI Bill amount $5,292.00
DoD Tuition Assistance recipients 17
Avg DoD Tuition Assistance $2,762.00

For the full rundown of veteran and military benefits, see the veteran aid breakdown.

Things to Think About

Use the figures above as a launch point, then think through Valley City State University, keep these questions in mind:

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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