by our College Data Analytics TeamHere is what you can expect to pay at Valparaiso University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
Use the section links below to navigate this overview:
The cost of attendance at Valparaiso University amounts to about $57,393.00 for a single academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $48,450.00 |
| + Room, board & other expenses | $8,943.00 |
| Total cost | $57,393.00 |
| That is 75% above the national average net price. |
| Total cost | $57,393.00 |
| − Grants and scholarships | −$39,859.00 |
| Net price | $17,534.00 |
| That is 47% below the national average net price. |
| Total cost | $57,393.00 |
| − Grants and scholarships | −$47,394.00 |
| Net price | $9,999.00 |
| That is 70% below the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees plus living costs. |
Costs have trended upward in recent years at about 2.7% per year; the projections below compound that across a degree. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $10,266.00 | $18,001.00 | $58,923.00 |
| Senior year | $11,109.00 | $19,480.00 | $63,762.00 |
| Total 4-year net price | $42,733.00 | $74,936.00 | $245,285.00 |
| 10-year loan interest @ 6.8% | $16,280.00 | $28,548.00 | $93,445.00 |
| Total monthly payment | $492.00 | $862.00 | $2,823.00 |
| Total amount paid | $59,013.00 | $103,484.00 | $338,729.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.7% | 2.7% | 2.7% |
| Freshman year | $10,266.00 | $18,001.00 | $58,923.00 |
| Senior year | $10,539.00 | $18,481.00 | $60,494.00 |
| Total 2-year net price | $20,805.00 | $36,483.00 | $119,417.00 |
| 10-year loan interest @ 6.8% | $7,926.00 | $13,899.00 | $45,493.00 |
| Total monthly payment | $239.00 | $420.00 | $1,374.00 |
| Total amount paid | $28,731.00 | $50,381.00 | $164,910.00 |
Read more in the net price section below.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $18,578.00 |
| Average net price (off-campus) | $21,583.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,476.00 |
| $30,000 to $48,000 | $15,334.00 |
| $48,001 to $75,000 | $20,556.00 |
| $75,001 to $110,000 | $23,539.00 |
| Over $110,000 | $26,871.00 |
For a personalized estimate, try the Valparaiso University Net Price Calculator, or contact the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Typical debt at graduation from Valparaiso University is $22,133.00, categorized as a Moderate ($20-30k) burden tier.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $11,500.00 |
| Median (50th) | $22,133.00 |
| 75th | $30,000.00 |
| 90th | $35,750.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
For the full borrowing and repayment picture, see the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $22,500.00 |
| Middle income | $22,500.00 |
| High income | $21,500.00 |
Borrowers from lower-income families leave school with $1,000.00 more debt than high-income graduates.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $22,148.00 |
| Continuing-generation students | $21,998.00 |
First-generation borrowers from Valparaiso University leave with $150.00 more than continuing-generation graduates.
The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell-versus-non-Pell median debt difference at Valparaiso University stands at $4,000.00. Federal data flags this school for Pell-related debt inequity.
The Department of Education default-rate tier for Valparaiso University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.0% |
For a sense of scale, Stafford disbursements at Valparaiso University total $423,204,011.00 distributed across 14,374 loan recipients.
Veterans and active-duty servicemembers can tap dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 22 |
| Avg GI Bill amount | $26,640.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Valparaiso University, consider the following:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.