by our College Data Analytics TeamThis guide covers the real cost of attending Vanguard University of Southern California, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
If you want to dig into a particular figure, jump to any section below:
The cost of attendance at Vanguard U of Southern California works out to about $50,178.00 per academic year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $41,700.00 |
| + Room, board & other expenses | $8,478.00 |
| Total cost | $50,178.00 |
| That is 53% above the national average net price. |
| Total cost | $50,178.00 |
| − Grants and scholarships | −$31,424.00 |
| Net price | $18,754.00 |
| That is 43% below the national average net price. |
| Total cost | $50,178.00 |
| − Grants and scholarships | −$35,440.00 |
| Net price | $14,738.00 |
| That is 55% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
The reported cost series has been increasing by around 3.4% annually, so the projections below total more than one year of attendance. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $15,242.00 | $19,396.00 | $51,895.00 |
| Senior year | $16,861.00 | $21,455.00 | $57,405.00 |
| Total 4-year net price | $64,169.00 | $81,655.00 | $218,475.00 |
| 10-year loan interest @ 6.8% | $24,446.00 | $31,108.00 | $83,231.00 |
| Total monthly payment | $738.00 | $940.00 | $2,514.00 |
| Total amount paid | $88,616.00 | $112,763.00 | $301,706.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $15,242.00 | $19,396.00 | $51,895.00 |
| Senior year | $15,764.00 | $20,059.00 | $53,670.00 |
| Total 2-year net price | $31,006.00 | $39,455.00 | $105,564.00 |
| 10-year loan interest @ 6.8% | $11,812.00 | $15,031.00 | $40,216.00 |
| Total monthly payment | $357.00 | $454.00 | $1,215.00 |
| Total amount paid | $42,818.00 | $54,485.00 | $145,781.00 |
Jump to the net-price detail in the Net Price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $21,241.00 |
| Average net price (off-campus) | $19,761.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,906.00 |
| $30,000 to $48,000 | $14,528.00 |
| $48,001 to $75,000 | $17,411.00 |
| $75,001 to $110,000 | $19,543.00 |
| Over $110,000 | $27,190.00 |
Get a tailored estimate from the Vanguard University of Southern California Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
The median graduating debt at Vanguard U of Southern California is $15,000.00, categorized as a Low ($10-20k) burden tier.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,080.00 |
| 25th | $7,966.00 |
| Median (50th) | $15,000.00 |
| 75th | $27,000.00 |
| 90th | $36,882.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,500.00 |
| Middle income | $15,145.00 |
| High income | $15,460.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,250.00 |
| Continuing-generation students | $16,171.00 |
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell-versus-non-Pell median debt difference at Vanguard U of Southern California is $1,824.00. This institution is flagged by federal data for Pell-debt inequity.
The federal default-rate tier for Vanguard U of Southern California is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.0% |
For context on the loan portfolio, Stafford disbursements at Vanguard U of Southern California total $197,653,182.00 distributed across 9,463 loan recipients.
Veterans and active-duty students can access dedicated federal education aid including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 30 |
| Avg GI Bill amount | $9,434.00 |
| DoD Tuition Assistance recipients | 3 |
| Avg DoD Tuition Assistance | $3,313.00 |
Read more about military and veteran aid on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Vanguard U of Southern California, think through the questions below:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.