by our College Data Analytics TeamThis page focuses on the debt students take on to attend Vaughn College of Aeronautics and Technology: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
At Vaughn College of Aeronautics and Technology specifically, 52% of incoming undergraduates borrow in year one, borrowing on average $4,910 per student, private and federal loans combined.
The average federal loan is $3,003, amounting to 54.6% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Among all degree-seeking undergrads at Vaughn College of Aeronautics and Technology, 51% borrow through federal student loan programs, borrowing on average $3,756 in federal loans per year. It comes to 25.1% more than the first-year federal average of $3,003.
Borrowing the same amount each year would add up to roughly $7,512 in two years and roughly $15,024 by the fourth year. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 51% |
| Average federal loan per year | $3,756 |
| Undergraduates with a federal loan | 559 |
| Total federal loans (one year) | $2,099,519 |
The middle borrower at Vaughn College of Aeronautics and Technology owes $14,000 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $14,000 |
| Students who completed (graduates) | $21,125 |
| Students who withdrew | $11,000 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Vaughn College of Aeronautics and Technology.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $24,500 |
| 90th percentile (highest-debt students) | $34,750 |
How wide this percentile range is tells you how much borrowing varies across students at Vaughn College of Aeronautics and Technology.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Vaughn College of Aeronautics and Technology.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 181 | $16,520 |
| Completed (graduates) | 50 | $15,500 |
| Did not complete | 131 | $17,000 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $184.31/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Vaughn College of Aeronautics and Technology.
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 165 | — |
| No Stafford loan this year | 16 | — |
These figures turn the debt totals into a monthly repayment picture for Vaughn College of Aeronautics and Technology.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Vaughn College of Aeronautics and Technology is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 13.5% |
| Borrowers in the cohort | 478 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $14,250 |
| Middle income | $12,000 |
| High income | $12,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,700 |
| Continuing-generation students | $14,990 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $19,000 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Vaughn College of Aeronautics and Technology.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.