by our College Data Analytics TeamMost students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Vermont State University can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial assistance options will Vermont Tech offer you, and what will you qualify for? Read on for more information. Read on to see how much school funding could be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Read on to get a sense of the financial assistance available at Vermont State University.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For incoming first-year students at Vermont State University, 95% of the incoming full-time class was awarded financial aid around 518 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $8,208 |
| Institutional grants & scholarships | 87% | $4,126 |
| Federal Pell grants | 43% | $5,479 |
| State/local grants | 30% | $3,157 |
| Federal student loans | 71% | $5,174 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Vermont Tech, about 76% of undergraduates were awarded grant or scholarship aid averaging $9,326 (among about 3107 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 76% | $9,326 |
| Federal Pell grants | 34% | $5,262 |
| Federal student loans | 58% | $6,949 |
For students living on campus and receiving title-IV aid, grants averaged $7,776.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $16,830 |
| $30,001 – $75,000 | $18,586 |
| Over $75,000 | $25,298 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $18,212 |
| Off-campus title-IV students | $20,865 |
To get a personalized net price estimate, try Vermont Tech’s official net price calculator: vermontstate.edu/admission/financial-aid/.
The median federal debt load at Vermont Tech comes to $11,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $11,000 |
| Median federal debt (graduates only) | $15,000 |
| Typical 10-year monthly payment (graduates) | $159.02/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
The numbers below show the full range, not just the middle of the distribution. The four reference points below map the debt distribution at Vermont Tech.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,830 |
| 25th percentile | $7,134 |
| 75th percentile | $20,000 |
| 90th percentile (highest-debt students) | $27,000 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $12,000 |
| Middle income | $9,750 |
| High income | $11,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $11,000 |
| Continuing-generation students | $11,617 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,584 |
| Independent students | $9,500 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Vermont Tech.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The totals below capture Stafford lending at Vermont Tech:
| Metric | Value |
|---|---|
| Stafford loan recipients | 6157 |
| Total Stafford loan amount | $79,362,900 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 103 |
| Total GI Bill amount | $1,086,049 |
| Average GI Bill amount per recipient | $10,544 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 20 |
| Total DoD amount | $48,000 |
| Average DoD amount per recipient | $2,400 |
References
More about our data sources and methodologies.