This guide covers the real cost of attending Virginia Military Institute, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.
Use the section links below to navigate this overview:
The full cost of attending Virginia Military Institute ranged from $33,738.00 and $65,330.00 depending on your residency status.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: about $33,738.00 in-state, rising to $65,330.00 for out-of-state students.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $21,046.00 |
| + Room, board & other expenses | $12,692.00 |
| Total cost | $33,738.00 |
| That is 75% above the national average net price. |
| Total cost | $33,738.00 |
| − Grants and scholarships | −$17,711.00 |
| Net price | $16,027.00 |
| That is 17% below the national average net price. |
| Total cost | $33,738.00 |
| − Grants and scholarships | −$22,127.00 |
| Net price | $11,611.00 |
| That is 40% below the national average net price. |
| Tuition and fees | $52,638.00 |
| + Room, board & other expenses | $12,692.00 |
| Total cost | $65,330.00 |
| That is 239% above the national average net price. |
| Total cost | $65,330.00 |
| − Grants and scholarships | −$17,711.00 |
| Net price | $47,619.00 |
| That is 147% above the national average net price. |
| Total cost | $65,330.00 |
| − Grants and scholarships | −$22,127.00 |
| Net price | $43,203.00 |
| That is 124% above the national average net price. | |
| Want the line-by-line detail? Dig into tuition and fees and living costs. |
The reported cost series has been increasing at a recent average of 2.9% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $11,947.00 | $16,490.00 | $34,713.00 |
| Senior year | $13,013.00 | $17,963.00 | $37,812.00 |
| Total 4-year net price | $49,900.00 | $68,878.00 | $144,993.00 |
| 10-year loan interest @ 6.8% | $19,010.00 | $26,240.00 | $55,237.00 |
| Total monthly payment | $574.00 | $793.00 | $1,669.00 |
| Total amount paid | $68,910.00 | $95,118.00 | $200,230.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $11,947.00 | $16,490.00 | $34,713.00 |
| Senior year | $12,292.00 | $16,967.00 | $35,717.00 |
| Total 2-year net price | $24,239.00 | $33,458.00 | $70,431.00 |
| 10-year loan interest @ 6.8% | $9,234.00 | $12,746.00 | $26,832.00 |
| Total monthly payment | $279.00 | $385.00 | $811.00 |
| Total amount paid | $33,473.00 | $46,204.00 | $97,262.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $44,452.00 | $48,996.00 | $67,219.00 |
| Senior year | $48,421.00 | $53,370.00 | $73,220.00 |
| Total 4-year net price | $185,670.00 | $204,648.00 | $280,763.00 |
| 10-year loan interest @ 6.8% | $70,734.00 | $77,964.00 | $106,961.00 |
| Total monthly payment | $2,137.00 | $2,355.00 | $3,231.00 |
| Total amount paid | $256,403.00 | $282,612.00 | $387,724.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.9% | 2.9% | 2.9% |
| Freshman year | $44,452.00 | $48,996.00 | $67,219.00 |
| Senior year | $45,737.00 | $50,412.00 | $69,162.00 |
| Total 2-year net price | $90,190.00 | $99,408.00 | $136,381.00 |
| 10-year loan interest @ 6.8% | $34,359.00 | $37,871.00 | $51,956.00 |
| Total monthly payment | $1,038.00 | $1,144.00 | $1,569.00 |
| Total amount paid | $124,549.00 | $137,279.00 | $188,338.00 |
Read more in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $17,113.00 |
| Average net price (off-campus) | $18,849.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $3,152.00 |
| $30,000 to $48,000 | $5,980.00 |
| $48,001 to $75,000 | $10,551.00 |
| $75,001 to $110,000 | $16,055.00 |
| Over $110,000 | $25,359.00 |
Get a tailored estimate from the Virginia Military Institute Net Price Calculator, or get in touch with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.
The median amount borrowed by graduates of Virginia Military Institute comes to $19,000.00, categorized as a Low ($10-20k) debt-burden category.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $8,000.00 |
| Median (50th) | $19,000.00 |
| 75th | $27,000.00 |
| 90th | $30,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,238.00 |
| Middle income | $19,500.00 |
| High income | $18,270.00 |
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,500.00 |
| Continuing-generation students | $17,500.00 |
First-gen students at Virginia Military Institute carry $2,000.00 more than continuing-generation graduates.
Pell Grants are the largest source of federal need-based aid for undergrads. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell vs non-Pell debt gap at Virginia Military Institute stands at $4,250.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate category at Virginia Military Institute is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 4.5% |
For context on the loan portfolio, Stafford disbursements at Virginia Military Institute add up to $43,466,863.00 covering 3,217 recipients.
Veteran and active-military students often access dedicated federal aid programs such as the Post-9/11 GI Bill and DoD Tuition Assistance.
| GI Bill recipients | 45 |
| Avg GI Bill amount | $18,077.00 |
| DoD Tuition Assistance recipients | 4 |
| Avg DoD Tuition Assistance | $3,219.00 |
For the full rundown of veteran and military benefits, see the college veterans page.
The figures above are a starting point — as you weigh Virginia Military Institute, think through the questions below:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.