by our College Data Analytics TeamA large number of students will never be charged the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Virginia Wesleyan University can sound tremendous, but do not forget that almost all students get some type of financial help.
What financing options does VWU offer, and what will you qualify for? Keep scrolling for more information. Keep going to learn how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from Virginia Wesleyan University.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at Virginia Wesleyan University, 100% of first-time, full-time freshmen received some form of financial aid approximately 369 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $29,923 |
| Institutional grants & scholarships | 99% | $24,285 |
| Federal Pell grants | 42% | $5,941 |
| State/local grants | 66% | $4,770 |
| Federal student loans | 69% | $5,498 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Here, roughly 73% of undergraduates were awarded an average grant or scholarship of $26,563 (across approximately 1189 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 73% | $26,563 |
| Federal Pell grants | 27% | $5,691 |
| Federal student loans | 45% | $6,549 |
Title-IV recipients living on campus saw average grant aid of $31,579.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $17,130 |
| $30,001 – $75,000 | $17,022 |
| Over $75,000 | $24,548 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $19,676 |
| Off-campus title-IV students | $20,583 |
For a customized cost estimate, visit VWU’s online cost calculator: [tcc.ruffalonl.com/Virginia Wesleyan University/FirstYearStudents](https://tcc.ruffalonl.com/Virginia Wesleyan University/FirstYearStudents).
The median student at VWU graduates with $14,000 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $14,000 |
| Median federal debt (graduates only) | $27,000 |
| Typical 10-year monthly payment (graduates) | $286.24/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at VWU.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,750 |
| 25th percentile | $6,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $37,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $12,750 |
| Middle income | $15,000 |
| High income | $13,000 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $14,000 |
| Continuing-generation students | $14,625 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $13,625 |
| Independent students | $15,479 |
These indicators are derived from the underlying debt data and summarize the overall picture at VWU.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The totals below capture Stafford lending at VWU:
| Metric | Value |
|---|---|
| Stafford loan recipients | 7247 |
| Total Stafford loan amount | $126,285,043 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 79 |
| Total GI Bill amount | $1,369,987 |
| Average GI Bill amount per recipient | $17,342 |
References
More about our data sources and methodologies.