by our College Data Analytics TeamHere you will find what students actually borrow to attend Vogue College of Cosmetology— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Looking at the entering class at Vogue College of Cosmetology, 100% of new students use loans toward freshman-year expenses, with a typical loan of $7,986 per borrower, covering both private and federal loans.
The typical federal loan comes to $7,417. That sits at or beyond the $5,500 first-year federal limit for a typical dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Among all degree-seeking undergrads at Vogue College of Cosmetology, 61% finance part of their studies with federal loans, for a typical $5,694 per year. It comes to 23.2% below the freshman federal average of $7,417.
At a steady annual pace, that totals around $11,388 across two years and $22,776 by the fourth year. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 61% |
| Average federal loan per year | $5,694 |
| Undergraduates with a federal loan | 115 |
| Total federal loans (one year) | $654,783 |
The median student at Vogue College of Cosmetology borrows $6,333 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $4,288 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Vogue College of Cosmetology.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,569 |
| 25th percentile | $3,959 |
| 75th percentile | $7,917 |
| 90th percentile (highest-debt students) | $13,163 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Vogue College of Cosmetology.
These figures turn the debt totals into a monthly repayment picture for Vogue College of Cosmetology.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $5,552 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,500 |
| Independent students | $6,333 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Vogue College of Cosmetology.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.