College Factual  by our College Data Analytics Team
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How Affordable Is Wartburg College?

This guide covers the real cost of attending Wartburg College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.

$61,832.00 Cost of Attendance
$32,908.00 Avg Net Price
$19,500.00 Median Grad Debt

Want a specific number? Skip ahead to any section using the links below:

The Cost of Attending Wartburg College?

Published attendance costs at Wartburg College stands at about $61,832.00 per year.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

Published Cost for Students (no aid)

Tuition and fees $26,250.00
+ Room, board & other expenses $35,582.00
Total cost $61,832.00
That is 89% above the national average net price.

What Students Actually Pay — Students (with average aid)

Total cost $61,832.00
− Grants and scholarships −$31,451.00
Net price $30,381.00
That is 7% below the national average net price.

What Low-Income Students Pay — Undergraduates

Total cost $61,832.00
− Grants and scholarships −$42,671.00
Net price $19,161.00
That is 42% below the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page and room and board.

The Long-Run Cost of a Degree at Wartburg College

The tables below project a full degree at the current published cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $19,161.00 $30,381.00 $61,832.00
Senior year $19,161.00 $30,381.00 $61,832.00
Total 4-year net price $76,644.00 $121,524.00 $247,328.00
10-year loan interest @ 6.8% $29,199.00 $46,296.00 $94,223.00
Total monthly payment $882.00 $1,399.00 $2,846.00
Total amount paid $105,843.00 $167,820.00 $341,551.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $19,161.00 $30,381.00 $61,832.00
Senior year $19,161.00 $30,381.00 $61,832.00
Total 2-year net price $38,322.00 $60,762.00 $123,664.00
10-year loan interest @ 6.8% $14,599.00 $23,148.00 $47,112.00
Total monthly payment $441.00 $699.00 $1,423.00
Total amount paid $52,921.00 $83,910.00 $170,776.00
See the full net-price breakdown in the net price section below.

After-Aid Net Price at Wartburg College

Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $32,908.00
Average net price (off-campus) $22,604.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:

Family income Average net price
Under $30,000 $16,146.00
$30,000 to $48,000 $16,390.00
$48,001 to $75,000 $19,521.00
$75,001 to $110,000 $22,654.00
Over $110,000 $26,429.00

For a personalized estimate, try the Wartburg College Net Price Calculator, or reach out to the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid breakdown.

Borrowing and Debt at Wartburg College

The median graduating debt at Wartburg College is $19,500.00, landing it in the Low ($10-20k) burden tier.

Across borrowers, debt at graduation distributes like this:

Percentile Debt at graduation
10th $5,500.00
25th $10,125.00
Median (50th) $19,500.00
75th $27,518.00
90th $31,000.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

Explore borrowing, repayment, and default in detail on the student loan debt detail.

How Debt Varies by Income at Wartburg College

Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $13,564.00
Middle income $19,500.00
High income $21,375.00

Debt by First-Generation Status at Wartburg College

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $16,337.00
Continuing-generation students $22,742.00

How Pell Eligibility Shapes Debt at Wartburg College

Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The gap between Pell-eligible and non-Pell median debt at Wartburg College works out to $-1,000.00.

How Borrowers Repay Loans After Wartburg College

The federal default-rate tier for Wartburg College is Low (<5%).

Window Cohort default rate
2-year 2.4%

For scale, federal Stafford loan disbursements at Wartburg College total $92,142,578.00 spread across 6,111 loan recipients.

Veterans Aid at Wartburg College

Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 4
Avg GI Bill amount $9,890.00

Read more about military and veteran aid on the veterans benefits detail.

Questions to Ask Before You Commit

Beyond the data above, it helps to ask a few questions when weighing Wartburg College, keep these questions in mind:

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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