This guide covers the real cost of attending Wartburg College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Published attendance costs at Wartburg College stands at about $61,832.00 per year.
Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.
| Tuition and fees | $26,250.00 |
| + Room, board & other expenses | $35,582.00 |
| Total cost | $61,832.00 |
| That is 89% above the national average net price. |
| Total cost | $61,832.00 |
| − Grants and scholarships | −$31,451.00 |
| Net price | $30,381.00 |
| That is 7% below the national average net price. |
| Total cost | $61,832.00 |
| − Grants and scholarships | −$42,671.00 |
| Net price | $19,161.00 |
| That is 42% below the national average net price. | |
| Want the line-by-line detail? Dig into the tuition & fees page and room and board. |
The tables below project a full degree at the current published cost. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $19,161.00 | $30,381.00 | $61,832.00 |
| Senior year | $19,161.00 | $30,381.00 | $61,832.00 |
| Total 4-year net price | $76,644.00 | $121,524.00 | $247,328.00 |
| 10-year loan interest @ 6.8% | $29,199.00 | $46,296.00 | $94,223.00 |
| Total monthly payment | $882.00 | $1,399.00 | $2,846.00 |
| Total amount paid | $105,843.00 | $167,820.00 | $341,551.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $19,161.00 | $30,381.00 | $61,832.00 |
| Senior year | $19,161.00 | $30,381.00 | $61,832.00 |
| Total 2-year net price | $38,322.00 | $60,762.00 | $123,664.00 |
| 10-year loan interest @ 6.8% | $14,599.00 | $23,148.00 | $47,112.00 |
| Total monthly payment | $441.00 | $699.00 | $1,423.00 |
| Total amount paid | $52,921.00 | $83,910.00 | $170,776.00 |
| See the full net-price breakdown in the net price section below. |
Net price strips out grant and scholarship aid to show what families really pay. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $32,908.00 |
| Average net price (off-campus) | $22,604.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $16,146.00 |
| $30,000 to $48,000 | $16,390.00 |
| $48,001 to $75,000 | $19,521.00 |
| $75,001 to $110,000 | $22,654.00 |
| Over $110,000 | $26,429.00 |
For a personalized estimate, try the Wartburg College Net Price Calculator, or reach out to the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median graduating debt at Wartburg College is $19,500.00, landing it in the Low ($10-20k) burden tier.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,500.00 |
| 25th | $10,125.00 |
| Median (50th) | $19,500.00 |
| 75th | $27,518.00 |
| 90th | $31,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Debt outcomes vary substantially with family income. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,564.00 |
| Middle income | $19,500.00 |
| High income | $21,375.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,337.00 |
| Continuing-generation students | $22,742.00 |
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The gap between Pell-eligible and non-Pell median debt at Wartburg College works out to $-1,000.00.
The federal default-rate tier for Wartburg College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.4% |
For scale, federal Stafford loan disbursements at Wartburg College total $92,142,578.00 spread across 6,111 loan recipients.
Veterans and active-duty service members may qualify for substantial federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 4 |
| Avg GI Bill amount | $9,890.00 |
Read more about military and veteran aid on the veterans benefits detail.
Beyond the data above, it helps to ask a few questions when weighing Wartburg College, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.