by our College Data Analytics TeamHere you will find what students actually borrow to attend Weatherford College— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
For incoming students at Weatherford College, 18% of incoming students take out a loan to help cover first-year costs, borrowing on average $5,833 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $5,100, representing 92.7% of the $5,500 cap on first-year federal borrowing for the typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Across the full undergraduate body at Weatherford College (freshmen included), 19% rely on federal student loans toward their education, averaging $6,389 per year. It comes to 25.3% higher than the $5,100 typical freshmen borrow.
Carrying that yearly figure forward comes to roughly $12,778 over two years and about $25,556 by the fourth year. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 19% |
| Average federal loan per year | $6,389 |
| Undergraduates with a federal loan | 738 |
| Total federal loans (one year) | $4,715,321 |
The median student at Weatherford College borrows $6,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,500 |
| Students who completed (graduates) | $9,948 |
| Students who withdrew | $5,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Weatherford College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,317 |
| 75th percentile | $10,266 |
| 90th percentile (highest-debt students) | $17,837 |
How wide this percentile range is tells you how much borrowing varies across students at Weatherford College.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Weatherford College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 259 | $12,000 |
| Completed (graduates) | 70 | $10,016 |
| Did not complete | 189 | $12,606 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $119.1/mo.
Federal data lets us separate Stafford borrowers from the rest at Weatherford College.
Any-Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 247 | — |
| No Stafford loan | 12 | — |
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 81 | $8,223 |
| No Stafford loan this year | 178 | $13,547 |
These figures turn the debt totals into a monthly repayment picture for Weatherford College.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Weatherford College is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 6.8% |
| Borrowers in the cohort | 378 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,087 |
| Middle income | $6,435 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,128 |
| Continuing-generation students | $5,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
Federal data publishes the following gap measures for Weatherford College.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.