by our College Data Analytics TeamThis page focuses on the debt students take on to attend Webber International University: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Webber International University, 70% of incoming undergraduates borrow in year one, borrowing on average $7,444 per student, private and federal loans combined.
The average federal loan is $5,719. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Across the full undergraduate body at Webber International University (freshmen included), 63% use federal student loans to help pay for their education, at an average of $6,362 in federal loans per year. This works out to 11.2% larger than the $5,719 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $12,724 over two years and about $25,448 over four years. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 63% |
| Average federal loan per year | $6,362 |
| Undergraduates with a federal loan | 553 |
| Total federal loans (one year) | $3,518,367 |
The middle borrower at Webber International University owes $8,750 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $8,750 |
| Students who completed (graduates) | $25,250 |
| Students who withdrew | $5,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Webber International University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $22,500 |
| 90th percentile (highest-debt students) | $31,000 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Webber International University.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Webber International University.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 427 | $17,094 |
| Completed (graduates) | 142 | $24,764 |
| Did not complete | 285 | $15,000 |
On a standard 10-year plan, the median completing borrower would pay about $294.47/mo.
Federal data lets us separate Stafford borrowers from the rest at Webber International University.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 400 | $17,320 |
| No Stafford loan this year | 27 | $16,021 |
These figures turn the debt totals into a monthly repayment picture for Webber International University.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for Webber International University follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 11.6% |
| Borrowers in the cohort | 257 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $8,250 |
| Middle income | $8,437 |
| High income | $9,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,750 |
| Continuing-generation students | $8,613 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,250 |
| Independent students | $9,500 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Webber International University.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.