by our College Data Analytics TeamMany students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to West Chester University of Pennsylvania can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financing options does WCUPA offer you, and what will you qualify for? Keep scrolling for more information. Keep scrolling to find out how much school funding will be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Continue reading to find information to help you understand just how much assistance you can expect to receive from West Chester University of Pennsylvania.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at West Chester University of Pennsylvania, 88% of entering full-time freshmen got some type of financial assistance approximately 2713 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 73% | $5,709 |
| Institutional grants & scholarships | 58% | $2,654 |
| Federal Pell grants | 28% | $5,520 |
| State/local grants | 24% | $4,190 |
| Federal student loans | 65% | $5,359 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At WCUPA, approximately 61% of the undergraduate population received grant aid that averaged $6,081 (among about 8791 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 61% | $6,081 |
| Federal Pell grants | 25% | $5,209 |
| Federal student loans | 54% | $6,286 |
Title-IV recipients living on campus saw average grant aid of $5,063.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $17,022 |
| $30,001 – $75,000 | $19,094 |
| Over $75,000 | $26,094 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $23,331 |
| Off-campus title-IV students | $22,673 |
For a customized cost estimate, visit WCUPA’s official net price calculator: www.passhe.edu/answers/Calculator/WE/npcalc-216764.htm.
The median federal debt load at WCUPA comes to $18,750 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $18,750 |
| Median federal debt (graduates only) | $23,500 |
| Typical 10-year monthly payment (graduates) | $249.14/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at WCUPA.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $9,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $31,500 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $18,744 |
| Middle income | $19,500 |
| High income | $18,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,000 |
| Continuing-generation students | $18,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,000 |
| Independent students | $18,000 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. WCUPA.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The annual Stafford volume below reflects program activity at WCUPA:
| Metric | Value |
|---|---|
| Stafford loan recipients | 50088 |
| Total Stafford loan amount | $979,422,921 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 163 |
| Total GI Bill amount | $1,315,866 |
| Average GI Bill amount per recipient | $8,073 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 57 |
| Total DoD amount | $180,430 |
| Average DoD amount per recipient | $3,165 |
References
More about our data sources and methodologies.