by our College Data Analytics TeamThe majority of students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at West Kentucky Community and Technical College can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financing solutions does West Kentucky Community and Technical College provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep reading to discover just how much financial aid could be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Use the information below to understand how much financial assistance you may get from West Kentucky Community and Technical College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at West Kentucky Community and Technical College, 98% of new full-time first-years were awarded at least some aid some 554 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $6,949 |
| Institutional grants & scholarships | 36% | $1,436 |
| Federal Pell grants | 60% | $5,640 |
| State/local grants | 86% | $2,976 |
| Federal student loans | 9% | $5,504 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at West Kentucky Community and Technical College, about 82% of undergraduate students received gift aid averaging $3,794 (covering around 4224 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 82% | $3,794 |
| Federal Pell grants | 33% | $4,687 |
| Federal student loans | 9% | $5,789 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $8,731.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,296 |
| $30,001 – $75,000 | $5,644 |
| Over $75,000 | $8,739 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $5,353 |
| Off-campus title-IV students | $5,023 |
For a personalized estimate based on your family’s financial situation, use West Kentucky Community and Technical College’s official net price calculator: westkentucky.kctcs.edu/affording-college/net-price-calculator/index.aspx.
Graduating students at West Kentucky Community and Technical College carry a median federal student debt of $6,158 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,158 |
| Median federal debt (graduates only) | $8,986 |
| Typical 10-year monthly payment (graduates) | $95.27/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at West Kentucky Community and Technical College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,500 |
| 25th percentile | $3,000 |
| 75th percentile | $12,213 |
| 90th percentile (highest-debt students) | $21,000 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,500 |
| Middle income | $6,000 |
| High income | $5,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,340 |
| Continuing-generation students | $5,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,458 |
These indicators are derived from the underlying debt data and summarize the overall picture at West Kentucky Community and Technical College.
Most undergraduate borrowing runs through the federal Stafford loan program. The aggregate figures below show how active the program is at West Kentucky Community and Technical College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 8771 |
| Total Stafford loan amount | $90,044,337 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 34 |
| Total GI Bill amount | $144,798 |
| Average GI Bill amount per recipient | $4,259 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.