by our College Data Analytics TeamMany students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at West Shore Community College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
Just what financial assistance solutions will West Shore Community College deliver, and just what are you going to be eligible for? Read on for answers. Keep reading to see just how much financial aid could be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from West Shore Community College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Looking at the entering class at West Shore Community College, 91% of entering full-time freshmen got some type of financial assistance approximately 85 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 84% | $7,048 |
| Institutional grants & scholarships | 44% | $1,640 |
| Federal Pell grants | 52% | $5,467 |
| State/local grants | 63% | $3,569 |
| Federal student loans | 2% | $7,500 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Across the undergraduate body at West Shore Community College, around 52% of undergraduate students received gift aid averaging $5,847 (across roughly 538 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 52% | $5,847 |
| Federal Pell grants | 30% | $4,140 |
| Federal student loans | 4% | $6,211 |
For on-campus title-IV students, average grant aid came to $9,110.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $1,056 |
| $30,001 – $75,000 | $1,796 |
| Over $75,000 | $4,837 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $1,527 |
| Off-campus title-IV students | $1,335 |
For a personalized estimate based on your family’s financial situation, use West Shore Community College’s online cost calculator: www.westshore.edu/static/index.html.
The middle student in the debt distribution at West Shore Community College owes $6,000 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,000 |
| Median federal debt (graduates only) | $9,089 |
| Typical 10-year monthly payment (graduates) | $96.36/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The percentiles below describe the cumulative federal debt distribution for borrowers at West Shore Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,500 |
| 25th percentile | $2,361 |
| 75th percentile | $9,609 |
| 90th percentile (highest-debt students) | $16,105 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,500 |
| Middle income | $6,000 |
| High income | $4,121 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,365 |
| Continuing-generation students | $4,456 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,196 |
| Independent students | $7,927 |
A handful of calculated indicators summarize the debt outlook at West Shore Community College.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at West Shore Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1597 |
| Total Stafford loan amount | $13,319,698 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 11 |
| Total GI Bill amount | $43,685 |
| Average GI Bill amount per recipient | $3,971 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.