by our College Data Analytics TeamHere you will find what students actually borrow to attend West Virginia Junior College-Bridgeport— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At WVJC Bridgeport, 74% of incoming undergraduates borrow in year one, with a typical loan of $8,276 per student, private and federal loans combined.
The typical federal loan comes to $6,522. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Looking at all undergraduates at WVJC Bridgeport, freshmen included, 77% finance part of their studies with federal loans, for a typical $6,473 a year. It comes to 0.8% under the freshman federal average of $6,522.
At a steady annual pace, that totals around $12,946 in two years and roughly $25,892 across a four-year program. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 77% |
| Average federal loan per year | $6,473 |
| Undergraduates with a federal loan | 134 |
| Total federal loans (one year) | $867,385 |
The median student at WVJC Bridgeport borrows $7,195 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,195 |
| Students who completed (graduates) | $8,270 |
| Students who withdrew | $4,250 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at WVJC Bridgeport.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,159 |
| 25th percentile | $4,364 |
| 75th percentile | $10,731 |
| 90th percentile (highest-debt students) | $13,985 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at WVJC Bridgeport.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at WVJC Bridgeport.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 50 | $7,117 |
The indicators below describe what the typical debt costs to pay back at WVJC Bridgeport.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The federal two-year cohort default rate for WVJC Bridgeport appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.2% |
| Borrowers in the cohort | 365 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,761 |
| Middle income | $7,726 |
| High income | $8,642 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,989 |
| Continuing-generation students | $7,650 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,156 |
| Independent students | $7,196 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at WVJC Bridgeport.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.