by our College Data Analytics TeamMost students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to West Virginia Junior College-Morgantown can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financial assistance solutions will WVJC Morgantown deliver, and just what are you going to be eligible for? Read on for answers. Scroll down to learn just how much financial aid will be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Read on to get a sense of the financial assistance available at West Virginia Junior College-Morgantown.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Looking at the entering class at West Virginia Junior College-Morgantown, 100% of the incoming full-time class was awarded financial aid (about 59 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $8,678 |
| Institutional grants & scholarships | 54% | $1,455 |
| Federal Pell grants | 83% | $6,494 |
| State/local grants | 53% | $3,303 |
| Federal student loans | 85% | $5,156 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At WVJC Morgantown, some 97% of the undergraduate population received grant aid that averaged $8,122 (covering around 568 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $8,122 |
| Federal Pell grants | 74% | $6,194 |
| Federal student loans | 86% | $6,088 |
Title-IV recipients living on campus saw average grant aid of $8,532.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,433 |
| $30,001 – $75,000 | $17,253 |
| Over $75,000 | $23,786 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $15,520 |
| Off-campus title-IV students | $15,987 |
To project your own net price, use WVJC Morgantown’s online cost calculator: www.wvjc.edu/npcalc/morgantown_index.html.
The median student at WVJC Morgantown graduates with $8,178 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,178 |
| Median federal debt (graduates only) | $9,881 |
| Typical 10-year monthly payment (graduates) | $104.76/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at WVJC Morgantown.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,274 |
| 25th percentile | $5,118 |
| 75th percentile | $11,701 |
| 90th percentile (highest-debt students) | $16,055 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,572 |
| Middle income | $9,500 |
| High income | $11,567 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,136 |
| Continuing-generation students | $9,001 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,356 |
| Independent students | $8,136 |
A handful of calculated indicators summarize the debt outlook at WVJC Morgantown.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at WVJC Morgantown:
| Metric | Value |
|---|---|
| Stafford loan recipients | 5612 |
| Total Stafford loan amount | $51,288,568 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 14 |
| Total GI Bill amount | $225,420 |
| Average GI Bill amount per recipient | $16,101 |
References
More about our data sources and methodologies.