A large number of students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to West Virginia Junior College-United Career Institute can seem overpowering, but remember that the majority of students are given some form of financial assistance.
Just what financial aid solutions can United Career Institute provide, and just what are you going to be eligible for? Keep reading for answers. Keep going to discover what amount of financial assistance could be accessible to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Read on to get a sense of the financial assistance available at West Virginia Junior College-United Career Institute.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
Looking at the entering class at West Virginia Junior College-United Career Institute, 100% of new full-time first-years were awarded at least some aid (about 8 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $6,155 |
| Institutional grants & scholarships | 75% | $2,000 |
| Federal Pell grants | 88% | $5,320 |
| State/local grants | 0% | — |
| Federal student loans | 100% | $4,757 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At United Career Institute, about 93% of undergraduate students received gift aid averaging $5,806 (across approximately 53 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 93% | $5,806 |
| Federal Pell grants | 77% | $5,386 |
| Federal student loans | 93% | $4,765 |
On-campus students receiving title-IV aid were awarded grants averaging $6,155.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,226 |
| $30,001 – $75,000 | $14,101 |
| Over $75,000 | $21,788 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $19,285 |
| Off-campus title-IV students | $16,244 |
To project your own net price, use United Career Institute’s official net price calculator: unitedcareer.edu/wp-content/uploads/2022/06/index.html.
Graduating students at United Career Institute carry a median federal student debt of $8,178 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,178 |
| Median federal debt (graduates only) | $9,881 |
| Typical 10-year monthly payment (graduates) | $104.76/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. The percentiles below describe the cumulative federal debt distribution for borrowers at United Career Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,274 |
| 25th percentile | $5,118 |
| 75th percentile | $11,701 |
| 90th percentile (highest-debt students) | $16,055 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $7,572 |
| Middle income | $9,500 |
| High income | $11,567 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,136 |
| Continuing-generation students | $9,001 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $8,356 |
| Independent students | $8,136 |
These indicators are derived from the underlying debt data and summarize the overall picture at United Career Institute.
Stafford loans are the federal government’s primary direct undergraduate lending program. The totals below capture Stafford lending at United Career Institute:
| Metric | Value |
|---|---|
| Stafford loan recipients | 5612 |
| Total Stafford loan amount | $51,288,568 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 0 |
| Total GI Bill amount | $0 |
References
More about our data sources and methodologies.