by our College Data Analytics TeamThis page focuses on the debt students take on to attend Westchester School for Dental Assistant: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
Among first-year students at Westchester School for Dental Assistant, 38% of new students use loans toward freshman-year expenses, at roughly $4,245 per borrower, covering both private and federal loans.
Federal loans alone average $4,245, or about 77.2% of the typical first-year dependent student borrowing cap of $5,500. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Across the full undergraduate body at Westchester School for Dental Assistant (freshmen included), 38% rely on federal student loans toward their education, for a typical $4,245 in federal loans per year.
At a steady annual pace, that totals around $8,490 by year two and around $16,980 after four. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 38% |
| Average federal loan per year | $4,245 |
| Undergraduates with a federal loan | 45 |
| Total federal loans (one year) | $191,026 |
The middle borrower at Westchester School for Dental Assistant owes $4,097 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $4,097 |
| Students who completed (graduates) | $4,171 |
Half of all borrowers fall between the 25th and 75th percentiles shown below for Westchester School for Dental Assistant.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,932 |
| 25th percentile | $2,437 |
| 75th percentile | $3,900 |
| 90th percentile (highest-debt students) | $5,500 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Westchester School for Dental Assistant.
The indicators below describe what the typical debt costs to pay back at Westchester School for Dental Assistant.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $4,171 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,666 |
| Independent students | $4,171 |
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.