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Can You Afford Western New Mexico University?

Here’s the full picture on paying for Western New Mexico University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$21,649.00 Cost of Attendance
$8,522.00 Avg Net Price
$12,500.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

The Cost of Attending Western New Mexico University?

The full cost of attending Western New Mexico University ranged from $21,649.00 to $28,123.00 based on in-state versus out-of-state status.

In-state students paid the lower published figure, while out-of-state students faced the higher one: near $21,649.00 in-state versus $28,123.00 out-of-state.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

What It Costs Residents (no aid)

Tuition and fees $7,868.00
+ Room, board & other expenses $13,781.00
Total cost $21,649.00
That is 12% above the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $21,649.00
− Grants and scholarships −$13,040.00
Net price $8,609.00
That is 55% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $21,649.00
− Grants and scholarships −$13,181.00
Net price $8,468.00
That is 56% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $14,342.00
+ Room, board & other expenses $13,781.00
Total cost $28,123.00
That is 46% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $28,123.00
− Grants and scholarships −$13,040.00
Net price $15,083.00
That is 22% below the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $28,123.00
− Grants and scholarships −$13,181.00
Net price $14,942.00
That is 22% below the national average net price.
Explore each piece on tuition and fees and living costs.

Projected Degree Cost at Western New Mexico University

The reported cost series has been increasing by roughly 2.0% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan totals assume a ten-year repayment at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.0% 2.0% 2.0%
Freshman year $8,634.00 $8,778.00 $22,074.00
Senior year $9,153.00 $9,306.00 $23,401.00
Total 4-year net price $35,569.00 $36,161.00 $90,934.00
10-year loan interest @ 6.8% $13,550.00 $13,776.00 $34,643.00
Total monthly payment $409.00 $416.00 $1,046.00
Total amount paid $49,119.00 $49,937.00 $125,577.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.0% 2.0% 2.0%
Freshman year $8,634.00 $8,778.00 $22,074.00
Senior year $8,804.00 $8,951.00 $22,508.00
Total 2-year net price $17,438.00 $17,729.00 $44,582.00
10-year loan interest @ 6.8% $6,643.00 $6,754.00 $16,984.00
Total monthly payment $201.00 $204.00 $513.00
Total amount paid $24,082.00 $24,483.00 $61,567.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.0% 2.0% 2.0%
Freshman year $15,236.00 $15,379.00 $28,676.00
Senior year $16,151.00 $16,304.00 $30,399.00
Total 4-year net price $62,762.00 $63,354.00 $118,127.00
10-year loan interest @ 6.8% $23,910.00 $24,136.00 $45,002.00
Total monthly payment $722.00 $729.00 $1,359.00
Total amount paid $86,672.00 $87,490.00 $163,130.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.0% 2.0% 2.0%
Freshman year $15,236.00 $15,379.00 $28,676.00
Senior year $15,535.00 $15,682.00 $29,239.00
Total 2-year net price $30,771.00 $31,061.00 $57,915.00
10-year loan interest @ 6.8% $11,722.00 $11,833.00 $22,063.00
Total monthly payment $354.00 $357.00 $666.00
Total amount paid $42,493.00 $42,894.00 $79,978.00

Jump to the net-price detail in the net-price section.

Net Price — What Students Actually Pay at Western New Mexico University

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $8,522.00
Average net price (off-campus) $7,912.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $7,881.00
$30,000 to $48,000 $6,940.00
$48,001 to $75,000 $12,883.00

Get a tailored estimate from the [Western New Mexico University Net Price Calculator](https://wnmu.edu/external_content/NetPriceCalculator2023 - nohousing/), or reach out to the financial aid office.

For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.

Borrowing and Debt at Western New Mexico University

Typical debt at graduation from Western New Mexico University comes to $12,500.00, categorized as a Low ($10-20k) debt-burden category.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $2,750.00
25th $4,750.00
Median (50th) $12,500.00
75th $23,104.00
90th $36,500.00

How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.

Read the complete debt breakdown on the student-loan-debt breakdown.

Debt by Family Income at Western New Mexico University

Debt at graduation is far from uniform across income levels. Below, debt is broken out by low, middle, and high family income:

Family income Median debt at graduation
Low income $13,973.00
Middle income $11,000.00
High income $11,000.00

Low-income graduates carry $2,973.00 more than graduates from high-income families.

How Debt Varies by First-Generation Status at Western New Mexico University

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $12,500.00
Continuing-generation students $13,000.00

Debt and Pell Grant Eligibility at Western New Mexico University

The Pell Grant is the main federal need-based award for undergraduates. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.

The gap between Pell-eligible and non-Pell median debt at Western New Mexico University is $3,750.00. This institution is flagged by federal data for Pell-debt inequity.

Loan Default & Repayment at Western New Mexico University

The Department of Education default-rate tier for Western New Mexico University is Low (<5%).

Window Cohort default rate
2-year 19.5%

To give some context for these rates, Stafford loans disbursed at Western New Mexico University total $208,639,493.00 over 9,101 recipients.

Veteran Benefits at Western New Mexico University

Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.

GI Bill recipients 47
Avg GI Bill amount $5,211.00
DoD Tuition Assistance recipients 59
Avg DoD Tuition Assistance $2,082.00

Read more about military and veteran aid on the veterans benefits detail.

Further Questions to Ask

Numbers only tell part of the story. As you weigh Western New Mexico University, consider the following:

Keep Researching about Western New Mexico University

For a closer look at any of these topics, follow the links below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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