by our College Data Analytics TeamA large number of students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Western Oklahoma State College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
Just what financial aid solutions can Western provide, and just what are you going to be eligible for? Keep reading for answers. Keep going to find out what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from Western Oklahoma State College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Among first-time, full-time freshmen at Western Oklahoma State College, 94% of new full-time first-years were awarded at least some aid approximately 172 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $7,621 |
| Institutional grants & scholarships | 78% | $3,858 |
| Federal Pell grants | 50% | $5,947 |
| State/local grants | 32% | $2,334 |
| Federal student loans | 20% | $4,552 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Western, around 86% of undergraduate students received gift aid averaging $5,008 (across approximately 995 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $5,008 |
| Federal Pell grants | 37% | $5,598 |
| Federal student loans | 16% | $6,331 |
On-campus students receiving title-IV aid were awarded grants averaging $8,105.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $6,934 |
| $30,001 – $75,000 | $8,149 |
| Over $75,000 | $10,122 |
Each figure is the net price after grants and scholarships, not the published sticker price.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $7,267 |
| Off-campus title-IV students | $7,461 |
To get a personalized net price estimate, try Western’s online cost calculator: www.wosc.edu/index.php?page=netpricecalc.
The median federal debt load at Western comes to $5,500 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $9,500 |
| Typical 10-year monthly payment (graduates) | $100.72/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The figures below chart the debt distribution at Western.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,700 |
| 25th percentile | $3,000 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $16,500 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $5,945 |
| Middle income | $5,225 |
| High income | $5,575 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $7,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,500 |
| Independent students | $8,436 |
The figure below distills the debt data into a single burden category for Western.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The aggregate figures below show how active the program is at Western:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3483 |
| Total Stafford loan amount | $30,453,236 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 28 |
| Total GI Bill amount | $100,946 |
| Average GI Bill amount per recipient | $3,605 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 10 |
| Total DoD amount | $11,770 |
| Average DoD amount per recipient | $1,177 |
References
More about our data sources and methodologies.