by our College Data Analytics TeamA lot of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Western Oregon University can seem tremendous, but do not forget that almost all students are given some form of financial help.
Just what financial aid solutions can Western Oregon State College deliver, and just what are you going to be eligible for? Keep reading for answers. Keep reading to find out just how much financial aid will be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Use the information below to understand how much financial assistance you may get from Western Oregon University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
Among first-time, full-time freshmen at Western Oregon University, 100% of new full-time first-years were awarded at least some aid (about 620 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $10,241 |
| Institutional grants & scholarships | 90% | $3,925 |
| Federal Pell grants | 50% | $5,773 |
| State/local grants | 47% | $6,503 |
| Federal student loans | 91% | $3,386 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Here, roughly 90% of undergraduates were awarded grant or scholarship aid averaging $8,727 (for some 3015 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 90% | $8,727 |
| Federal Pell grants | 41% | $5,409 |
| Federal student loans | 74% | $4,601 |
Title-IV recipients living on campus saw average grant aid of $7,825.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $16,097 |
| $30,001 – $75,000 | $16,676 |
| Over $75,000 | $20,222 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $17,237 |
| Off-campus title-IV students | $18,290 |
To project your own net price, use Western Oregon State College’s online cost calculator: wou.edu/business/tuition-calculators/.
A typical borrower at Western Oregon State College leaves with $15,000 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,000 |
| Median federal debt (graduates only) | $20,609 |
| Typical 10-year monthly payment (graduates) | $218.49/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. The figures below chart the debt distribution at Western Oregon State College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,666 |
| 25th percentile | $6,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $34,858 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $16,274 |
| Middle income | $14,500 |
| High income | $14,140 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,000 |
| Continuing-generation students | $14,400 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $14,000 |
| Independent students | $19,902 |
The figure below distills the debt data into a single burden category for Western Oregon State College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at Western Oregon State College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 20267 |
| Total Stafford loan amount | $386,805,885 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 70 |
| Total GI Bill amount | $515,509 |
| Average GI Bill amount per recipient | $7,364 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 8 |
| Total DoD amount | $12,328 |
| Average DoD amount per recipient | $1,541 |
References
More about our data sources and methodologies.