by our College Data Analytics TeamA large number of students will not be asked to pay the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Western Texas College can sound tremendous, but do not forget that almost all students get some type of financial help.
What financing options does Western Texas College offer, and what will you qualify for? Keep scrolling for more information. Read on to discover what amount of financial assistance could be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Read on to get a sense of the financial assistance available at Western Texas College.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
Looking at the entering class at Western Texas College, 64% of first-year full-time students received aid of some kind roughly 101 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 64% | $7,399 |
| Institutional grants & scholarships | 48% | $4,593 |
| Federal Pell grants | 27% | $6,194 |
| State/local grants | 20% | $3,700 |
| Federal student loans | 2% | $2,574 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At Western Texas College, approximately 24% of undergraduates were awarded an average grant or scholarship of $6,801 (covering around 350 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 24% | $6,801 |
| Federal Pell grants | 10% | $5,904 |
| Federal student loans | 1% | $4,958 |
For students living on campus and receiving title-IV aid, grants averaged $9,773.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $3,335 |
| $30,001 – $75,000 | $5,129 |
Each figure is the net price after grants and scholarships, not the published sticker price.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $3,562 |
| Off-campus title-IV students | $4,094 |
For a personalized estimate based on your family’s financial situation, use Western Texas College’s net price calculator: my.wtc.edu/ICS/Financial_Aid/Default_Page.jnz?portlet=Net_Price_Calculator.
The middle student in the debt distribution at Western Texas College owes $5,500 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $5,500 |
| Median federal debt (graduates only) | $7,515 |
| Typical 10-year monthly payment (graduates) | $79.67/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at Western Texas College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,748 |
| 25th percentile | $3,000 |
| 75th percentile | $7,794 |
| 90th percentile (highest-debt students) | $11,646 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $5,662 |
| Middle income | $5,500 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $5,500 |
| Continuing-generation students | $5,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,457 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Western Texas College.
The Stafford program is the federal direct-loan vehicle most undergraduates use. These figures summarize annual Stafford program activity at Western Texas College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1341 |
| Total Stafford loan amount | $9,773,515 |
References
More about our data sources and methodologies.