by our College Data Analytics TeamMany students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Westfield State University can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
Just what financial assistance solutions will Westfield provide, and just what are you going to be eligible for? Read on for answers. Scroll down to see how much school funding could be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Read on to get a sense of the financial assistance available at Westfield State University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
At Westfield State University, 91% of first-time, full-time freshmen received some form of financial aid approximately 640 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $9,054 |
| Institutional grants & scholarships | 80% | $2,640 |
| Federal Pell grants | 39% | $5,668 |
| State/local grants | 61% | $6,189 |
| Federal student loans | 53% | $5,223 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At this school, around 62% of undergraduate students received gift aid averaging $9,220 (for some 2357 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 62% | $9,220 |
| Federal Pell grants | 33% | $5,451 |
| Federal student loans | 51% | $6,234 |
For students living on campus and receiving title-IV aid, grants averaged $10,928.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $12,080 |
| $30,001 – $75,000 | $14,952 |
| Over $75,000 | $23,528 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $16,721 |
| Off-campus title-IV students | $18,561 |
For a customized cost estimate, visit Westfield’s net price calculator: www.westfield.ma.edu/netprice/.
The middle student in the debt distribution at Westfield owes $15,250 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,250 |
| Median federal debt (graduates only) | $22,457 |
| Typical 10-year monthly payment (graduates) | $238.08/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
A single median figure conceals how much debt outcomes differ student to student. These percentiles trace how cumulative federal debt is spread among borrowers at Westfield.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,751 |
| 25th percentile | $5,710 |
| 75th percentile | $26,261 |
| 90th percentile (highest-debt students) | $27,000 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $13,687 |
| Middle income | $15,250 |
| High income | $17,126 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,212 |
| Continuing-generation students | $15,250 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,533 |
| Independent students | $11,193 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Westfield.
The Stafford program is the federal direct-loan vehicle most undergraduates use. The aggregate figures below show how active the program is at Westfield:
| Metric | Value |
|---|---|
| Stafford loan recipients | 19400 |
| Total Stafford loan amount | $308,479,997 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 110 |
| Total GI Bill amount | $422,633 |
| Average GI Bill amount per recipient | $3,842 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $1,680 |
| Average DoD amount per recipient | $1,680 |
References
More about our data sources and methodologies.