by our College Data Analytics TeamThis overview lays out the cost of attending Westminster College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The full cost of attending Westminster College comes to about $49,646.00 per year.
The blocks below show what you would pay with no aid, with average aid, and as a low-income student.
| Tuition and fees | $35,214.00 |
| + Room, board & other expenses | $14,432.00 |
| Total cost | $49,646.00 |
| That is 51% above the national average net price. |
| Total cost | $49,646.00 |
| − Grants and scholarships | −$27,218.00 |
| Net price | $22,428.00 |
| That is 32% below the national average net price. |
| Total cost | $49,646.00 |
| − Grants and scholarships | −$26,989.00 |
| Net price | $22,657.00 |
| That is 31% below the national average net price. | |
| Explore each piece on tuition and fees plus living costs. |
Published costs have climbed year over year by around 3.1% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $23,361.00 | $23,125.00 | $51,189.00 |
| Senior year | $25,608.00 | $25,350.00 | $56,113.00 |
| Total 4-year net price | $97,894.00 | $96,904.00 | $214,505.00 |
| 10-year loan interest @ 6.8% | $37,294.00 | $36,917.00 | $81,719.00 |
| Total monthly payment | $1,127.00 | $1,115.00 | $2,469.00 |
| Total amount paid | $135,188.00 | $133,821.00 | $296,223.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $23,361.00 | $23,125.00 | $51,189.00 |
| Senior year | $24,088.00 | $23,844.00 | $52,781.00 |
| Total 2-year net price | $47,449.00 | $46,969.00 | $103,970.00 |
| 10-year loan interest @ 6.8% | $18,076.00 | $17,894.00 | $39,609.00 |
| Total monthly payment | $546.00 | $541.00 | $1,196.00 |
| Total amount paid | $65,525.00 | $64,863.00 | $143,579.00 |
Read more in the net-price section.
The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.
| Average net price (on-campus) | $24,314.00 |
| Average net price (off-campus) | $26,111.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $22,825.00 |
| $30,000 to $48,000 | $23,593.00 |
| $48,001 to $75,000 | $24,412.00 |
| $75,001 to $110,000 | $26,042.00 |
| Over $110,000 | $29,055.00 |
Run your own numbers with the Westminster College Net Price Calculator, or reach out to the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
The typical debt load for borrowers leaving Westminster College amounts to $19,463.00, which the Department of Education classifies as a Low ($10-20k) debt-load classification.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $6,500.00 |
| Median (50th) | $19,463.00 |
| 75th | $27,000.00 |
| 90th | $31,739.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
For the full borrowing and repayment picture, see the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,638.00 |
| Middle income | $17,875.00 |
| High income | $19,598.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $16,638.00 |
| Continuing-generation students | $20,500.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell vs non-Pell debt gap at Westminster College works out to $351.00. This school carries a federal Pell-debt-inequity flag.
The Department of Education default-rate tier for Westminster College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 5.3% |
For context on the loan portfolio, Stafford disbursements at Westminster College come to $50,087,075.00 over 3,010 disbursements.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 7 |
| Avg GI Bill amount | $11,925.00 |
| DoD Tuition Assistance recipients | 4 |
| Avg DoD Tuition Assistance | $3,000.00 |
Read more about military and veteran aid on the college veterans page.
Use the figures above as a launch point, then think through Westminster College, think through the questions below:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.