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Can You Really Afford Wharton County Junior College?

This overview lays out the cost of attending Wharton County Junior College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$10,406.00 Cost of Attendance
$4,666.00 Avg Net Price
$5,500.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

Cost of Attendance at Wharton County Junior College?

Published attendance costs at Wharton County Junior College fell between $10,406.00 through $11,654.00 depending on your residency status.

Where you live mattered — in-state students paid less than out-of-state students: close to $10,406.00 in-state against $11,654.00 out-of-state.

The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.

Sticker Cost for Residents (no aid)

Tuition and fees $4,656.00
+ Room, board & other expenses $5,750.00
Total cost $10,406.00
That is 46% below the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $10,406.00
− Grants and scholarships −$6,797.00
Net price $3,609.00
That is 81% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $10,406.00
− Grants and scholarships −$9,684.00
Net price $722.00
That is 96% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $5,904.00
+ Room, board & other expenses $5,750.00
Total cost $11,654.00
That is 39% below the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $11,654.00
− Grants and scholarships −$6,797.00
Net price $4,857.00
That is 75% below the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $11,654.00
− Grants and scholarships −$9,684.00
Net price $1,970.00
That is 90% below the national average net price.
For the full breakdown, see tuition and fees and living costs.

Projected Cost of a Degree at Wharton County Junior College

Cost of attendance here has been rising at about 6.6% annually, so the projections below total more than one year of attendance. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.6% 6.6% 6.6%
Freshman year $770.00 $3,849.00 $11,098.00
Senior year $934.00 $4,669.00 $13,462.00
Total 4-year net price $3,401.00 $17,001.00 $49,019.00
10-year loan interest @ 6.8% $1,296.00 $6,477.00 $18,674.00
Total monthly payment $39.00 $196.00 $564.00
Total amount paid $4,697.00 $23,477.00 $67,693.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.6% 6.6% 6.6%
Freshman year $770.00 $3,849.00 $11,098.00
Senior year $821.00 $4,105.00 $11,836.00
Total 2-year net price $1,591.00 $7,954.00 $22,934.00
10-year loan interest @ 6.8% $606.00 $3,030.00 $8,737.00
Total monthly payment $18.00 $92.00 $264.00
Total amount paid $2,197.00 $10,984.00 $31,671.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.6% 6.6% 6.6%
Freshman year $2,101.00 $5,180.00 $12,429.00
Senior year $2,549.00 $6,283.00 $15,077.00
Total 4-year net price $9,280.00 $22,880.00 $54,898.00
10-year loan interest @ 6.8% $3,535.00 $8,716.00 $20,914.00
Total monthly payment $107.00 $263.00 $632.00
Total amount paid $12,815.00 $31,596.00 $75,812.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 6.6% 6.6% 6.6%
Freshman year $2,101.00 $5,180.00 $12,429.00
Senior year $2,241.00 $5,524.00 $13,255.00
Total 2-year net price $4,342.00 $10,704.00 $25,684.00
10-year loan interest @ 6.8% $1,654.00 $4,078.00 $9,785.00
Total monthly payment $50.00 $123.00 $296.00
Total amount paid $5,996.00 $14,782.00 $35,469.00

Jump to the net-price detail in the Net Price section.

Net Price at Wharton County Junior College

Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $4,666.00
Average net price (off-campus) $5,021.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. The table below shows the average net price by family-income bracket:

Family income Average net price
Under $30,000 $2,465.00
$30,000 to $48,000 $2,553.00
$48,001 to $75,000 $5,857.00
$75,001 to $110,000 $8,962.00
Over $110,000 $9,925.00

Estimate your specific net price using the school’s Wharton County Junior College Net Price Calculator, or visit the financial aid office.

Dig into how aid is awarded on the grants & scholarships detail.

Student Debt at Wharton County Junior College

Median graduate debt at Wharton County Junior College is $5,500.00, placing the school in the Very Low (<$10k) burden tier.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $1,750.00
25th $2,750.00
Median (50th) $5,500.00
75th $9,500.00
90th $15,177.00

The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.

Read the complete debt breakdown on the student-loan-debt breakdown.

Debt Outcomes by Family Income at Wharton County Junior College

Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $5,500.00
Middle income $5,500.00
High income $5,500.00

How Debt Varies by First-Generation Status at Wharton County Junior College

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $5,500.00
Continuing-generation students $5,500.00

Default and Repayment Outcomes at Wharton County Junior College

The default-rate category at Wharton County Junior College is Low (<5%).

Window Cohort default rate
2-year 11.0%

To put the rates in context, Stafford loans at Wharton County Junior College reach $74,693,184.00 spread across 8,895 disbursements.

Military and Veteran Aid at Wharton County Junior College

Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Department of Defense tuition support.

GI Bill recipients 62
Avg GI Bill amount $2,314.00

For the full rundown of veteran and military benefits, see the veterans benefits detail.

Further Questions to Consider

Use the figures above as a launch point, then think through Wharton County Junior College, think through the questions below:

Dig Deeper on Wharton County Junior College

Dig further into the cost picture with the related pages below:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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