The majority of students will not be asked to pay the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Whatcom Community College can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
Just what financing solutions does Whatcom Community College deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep scrolling to discover what amount of financial assistance could be accessible to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The information provided on this page can help you determine how much aid you may receive from Whatcom Community College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Looking at the entering class at Whatcom Community College, 62% of first-year full-time students received aid of some kind roughly 220 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 52% | $6,129 |
| Institutional grants & scholarships | 18% | $961 |
| Federal Pell grants | 37% | $4,257 |
| State/local grants | 42% | $3,245 |
| Federal student loans | 10% | $4,463 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Here, about 33% of the undergraduate population received grant aid that averaged $7,091 (across roughly 1166 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 33% | $7,091 |
| Federal Pell grants | 21% | $4,694 |
| Federal student loans | 5% | $5,664 |
Title-IV recipients living on campus saw average grant aid of $7,877.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $8,618 |
| $30,001 – $75,000 | $9,642 |
| Over $75,000 | $16,389 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $11,795 |
| Off-campus title-IV students | $9,608 |
For a personalized estimate based on your family’s financial situation, use Whatcom Community College’s online cost calculator: mywcc.whatcom.edu/NetPriceCalc/npcalc.htm.
The middle student in the debt distribution at Whatcom Community College owes $8,000 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,000 |
| Median federal debt (graduates only) | $10,643 |
| Typical 10-year monthly payment (graduates) | $112.83/mo |
That monthly figure reflects the median graduate debt repaid on a standard 10-year federal schedule.
Looking only at the median can be misleading because it hides the spread. Use the percentiles below to see the debt range at Whatcom Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,750 |
| 25th percentile | $3,375 |
| 75th percentile | $12,368 |
| 90th percentile (highest-debt students) | $20,000 |
Median debt varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $6,223 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,250 |
| Continuing-generation students | $7,125 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at Whatcom Community College.
The Stafford loan program is the largest source of federal direct loans to undergraduates. Below is the annual Stafford program activity at Whatcom Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 5510 |
| Total Stafford loan amount | $53,088,554 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $1,800 |
| Average DoD amount per recipient | $1,800 |
References
More about our data sources and methodologies.