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Can You Really Afford White Mountains Community College?

This guide covers the real cost of attending White Mountains Community College, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$20,388.00 Cost of Attendance
$15,474.00 Avg Net Price
$8,400.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

Cost of Attendance at White Mountains Community College?

The total cost of attendance at White Mountains Community College fell between $20,388.00 ranging to $28,638.00 based on in-state versus out-of-state status.

In-state residents qualified for the lower cost, with out-of-state students paying more: around $20,388.00 for in-state students versus $28,638.00 for non-residents.

Here the cost is broken out three ways: no aid, average aid, and the aid a low-income student typically receives.

The Full Cost for Residents (no aid)

Tuition and fees $7,050.00
+ Room, board & other expenses $13,338.00
Total cost $20,388.00
That is 6% above the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $20,388.00
− Grants and scholarships −$6,265.00
Net price $14,123.00
That is 27% below the national average net price.

Average Net Price for Low-Income Residents

Total cost $20,388.00
− Grants and scholarships −$7,735.00
Net price $12,653.00
That is 34% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $15,300.00
+ Room, board & other expenses $13,338.00
Total cost $28,638.00
That is 49% above the national average net price.

After-Aid Net Price for Non-Residents (with average aid)

Total cost $28,638.00
− Grants and scholarships −$6,265.00
Net price $22,373.00
That is 16% above the national average net price.

Net Price for Low-Income Non-Residents

Total cost $28,638.00
− Grants and scholarships −$7,735.00
Net price $20,903.00
That is 9% above the national average net price.
Want the line-by-line detail? Dig into the tuition & fees page and living costs.

Projected Degree Cost at White Mountains Community College

The projections below extend the current annual cost across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.

For In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $12,653.00 $14,123.00 $20,388.00
Senior year $12,653.00 $14,123.00 $20,388.00
Total 4-year net price $50,612.00 $56,492.00 $81,552.00
10-year loan interest @ 6.8% $19,281.00 $21,521.00 $31,068.00
Total monthly payment $582.00 $650.00 $939.00
Total amount paid $69,893.00 $78,013.00 $112,620.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $12,653.00 $14,123.00 $20,388.00
Senior year $12,653.00 $14,123.00 $20,388.00
Total 2-year net price $25,306.00 $28,246.00 $40,776.00
10-year loan interest @ 6.8% $9,641.00 $10,761.00 $15,534.00
Total monthly payment $291.00 $325.00 $469.00
Total amount paid $34,947.00 $39,007.00 $56,310.00

Out-of-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $20,903.00 $22,373.00 $28,638.00
Senior year $20,903.00 $22,373.00 $28,638.00
Total 4-year net price $83,612.00 $89,492.00 $114,552.00
10-year loan interest @ 6.8% $31,853.00 $34,093.00 $43,640.00
Total monthly payment $962.00 $1,030.00 $1,318.00
Total amount paid $115,465.00 $123,585.00 $158,192.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $20,903.00 $22,373.00 $28,638.00
Senior year $20,903.00 $22,373.00 $28,638.00
Total 2-year net price $41,806.00 $44,746.00 $57,276.00
10-year loan interest @ 6.8% $15,927.00 $17,047.00 $21,820.00
Total monthly payment $481.00 $515.00 $659.00
Total amount paid $57,733.00 $61,793.00 $79,096.00
Read more in the net-price section.

Net Price at White Mountains Community College

Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $15,474.00
Average net price (off-campus) $16,767.00

Net price is not the same for every family — it falls as financial need rises and grant aid increases. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $15,090.00
$30,000 to $48,000 $20,182.00
$48,001 to $75,000 $20,388.00
$75,001 to $110,000 $20,388.00

Run your own numbers with the White Mountains Community College Net Price Calculator, or contact the financial aid office.

For the grant-and-scholarship detail behind these figures, see the financial aid breakdown.

Debt at Graduation from White Mountains Community College

Typical debt at graduation from White Mountains Community College works out to $8,400.00, placing the school in the Very Low (<$10k) burden category.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $2,500.00
25th $4,375.00
Median (50th) $8,400.00
75th $15,500.00
90th $26,500.00

The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.

Read the complete debt breakdown on the student loan debt detail.

How Income Shapes Debt at White Mountains Community College

Student debt at graduation is not evenly distributed across income levels. The breakdown below segments borrowers by family income at entry:

Family income Median debt at graduation
Low income $9,500.00
Middle income $7,875.00
High income $6,500.00

Low-income borrowers graduate with $3,000.00 more debt than their high-income peers.

How Debt Varies by First-Generation Status at White Mountains Community College

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $9,142.00
Continuing-generation students $7,291.00

First-generation graduates from White Mountains Community College hold $1,851.00 more than continuing-generation graduates.

How Pell Eligibility Shapes Debt at White Mountains Community College

The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.

The gap between Pell-eligible and non-Pell median debt at White Mountains Community College comes to $3,000.00. This institution is flagged by federal data for Pell-debt inequity.

Loan Default & Repayment at White Mountains Community College

The Department of Education default-rate tier for White Mountains Community College is Low (<5%).

Window Cohort default rate
2-year 9.5%

For context on the loan portfolio, Stafford disbursements at White Mountains Community College add up to $55,495,312.00 across 4,051 borrowers.

Veteran Benefits at White Mountains Community College

Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 16
Avg GI Bill amount $3,608.00

For the full rundown of veteran and military benefits, see the veteran aid breakdown.

Further Questions to Ask

Numbers only tell part of the story. As you weigh White Mountains Community College, the questions below are worth your time:

Each page below covers one part of paying for college in more detail:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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