by our College Data Analytics TeamThis overview lays out the cost of attending Whittier College, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The full cost of attending Whittier College stands at about $63,925.00 a year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $51,350.00 |
| + Room, board & other expenses | $12,575.00 |
| Total cost | $63,925.00 |
| That is 95% above the national average net price. |
| Total cost | $63,925.00 |
| − Grants and scholarships | −$37,907.00 |
| Net price | $26,018.00 |
| That is 21% below the national average net price. |
| Total cost | $63,925.00 |
| − Grants and scholarships | −$41,946.00 |
| Net price | $21,979.00 |
| That is 33% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
The reported cost series has been increasing by roughly 1.2% a year, so a full degree will cost more than a single year — the tables below carry that forward. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $22,249.00 | $26,338.00 | $64,710.00 |
| Senior year | $23,079.00 | $27,320.00 | $67,125.00 |
| Total 4-year net price | $90,650.00 | $107,308.00 | $263,651.00 |
| 10-year loan interest @ 6.8% | $34,534.00 | $40,880.00 | $100,441.00 |
| Total monthly payment | $1,043.00 | $1,235.00 | $3,034.00 |
| Total amount paid | $125,184.00 | $148,189.00 | $364,092.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $22,249.00 | $26,338.00 | $64,710.00 |
| Senior year | $22,522.00 | $26,661.00 | $65,505.00 |
| Total 2-year net price | $44,771.00 | $52,999.00 | $130,216.00 |
| 10-year loan interest @ 6.8% | $17,056.00 | $20,191.00 | $49,608.00 |
| Total monthly payment | $515.00 | $610.00 | $1,499.00 |
| Total amount paid | $61,828.00 | $73,190.00 | $179,823.00 |
See the full net-price breakdown in the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $25,757.00 |
| Average net price (off-campus) | $29,871.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $22,678.00 |
| $30,000 to $48,000 | $30,119.00 |
| $48,001 to $75,000 | $28,096.00 |
| $75,001 to $110,000 | $27,433.00 |
| Over $110,000 | $35,090.00 |
Get a tailored estimate from the Whittier College Net Price Calculator, or contact the financial aid office.
Dig into how aid is awarded on the financial aid breakdown.
The median amount borrowed by graduates of Whittier College stands at $18,125.00, categorized as a Low ($10-20k) burden category.
Here’s how debt at graduation distributes across borrowers:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,998.00 |
| 25th | $8,053.00 |
| Median (50th) | $18,125.00 |
| 75th | $27,000.00 |
| 90th | $31,000.00 |
The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.
Explore borrowing, repayment, and default in detail on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $18,000.00 |
| Middle income | $18,767.00 |
| High income | $17,750.00 |
Low-income graduates carry $250.00 more debt than high-income graduates.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,750.00 |
| Continuing-generation students | $17,125.00 |
First-gen students at Whittier College leave with $1,625.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Pell vs non-Pell comparisons surface how debt breaks down by need.
The Pell-versus-non-Pell median debt difference at Whittier College comes to $3,250.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate classification for Whittier College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.7% |
For context on the loan portfolio, Stafford disbursements at Whittier College reach $298,728,823.00 spread across 9,733 student borrowers.
The data above is a foundation; round it out by asking yourself about Whittier College, the questions below are worth your time:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.