by our College Data Analytics TeamA lot of students will never be charged the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Whitworth University can sound overwhelming, but bear in mind that many students get some type of financial aid.
What financing options does Whitworth offer, and what will you qualify for? Keep scrolling for more information. Keep reading to find out what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. Read on to get a sense of the financial assistance available at Whitworth University.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
At Whitworth University, 98% of first-year full-time students received aid of some kind some 539 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $41,007 |
| Institutional grants & scholarships | 96% | $35,314 |
| Federal Pell grants | 34% | $5,974 |
| State/local grants | 37% | $9,825 |
| Federal student loans | 61% | $5,652 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. At Whitworth, about 96% of undergraduates were awarded an average grant or scholarship of $37,246 (across roughly 1861 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 96% | $37,246 |
| Federal Pell grants | 29% | $5,931 |
| Federal student loans | 56% | $6,662 |
For students living on campus and receiving title-IV aid, grants averaged $41,982.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $16,936 |
| $30,001 – $75,000 | $19,398 |
| Over $75,000 | $32,506 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
The net price represents the average annual cost a title-IV-receiving student pays after grant aid is subtracted from the full cost of attendance.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $26,534 |
| Off-campus title-IV students | $25,884 |
To get a personalized net price estimate, try Whitworth’s official net price calculator: publicforms.whitworth.edu/financial-aid/net-price-calculator/firstyear.
The middle student in the debt distribution at Whitworth owes $18,000 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $18,000 |
| Median federal debt (graduates only) | $25,000 |
| Typical 10-year monthly payment (graduates) | $265.04/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. These percentiles trace how cumulative federal debt is spread among borrowers at Whitworth.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $11,883 |
| 75th percentile | $28,500 |
| 90th percentile (highest-debt students) | $35,250 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $19,724 |
| Middle income | $19,500 |
| High income | $15,750 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $17,915 |
| Continuing-generation students | $18,250 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,750 |
| Independent students | $25,403 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Whitworth.
Most undergraduate borrowing runs through the federal Stafford loan program. The totals below capture Stafford lending at Whitworth:
| Metric | Value |
|---|---|
| Stafford loan recipients | 9417 |
| Total Stafford loan amount | $205,058,777 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 52 |
| Total GI Bill amount | $1,572,978 |
| Average GI Bill amount per recipient | $30,250 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $3,250 |
| Average DoD amount per recipient | $3,250 |
References
More about our data sources and methodologies.