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Can You Really Afford William Carey University?

Here’s the full picture on paying for William Carey University, from sticker cost of attendance and projected degree cost to net price, debt at graduation, and aid breakdowns.

$30,846.00 Cost of Attendance
$14,258.00 Avg Net Price
$15,796.00 Median Grad Debt

Use the links below to jump straight to any section on this page:

The Cost of Attending William Carey University?

Published attendance costs at William Carey University comes to about $30,846.00 a year.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

Published Cost for Students (no aid)

Tuition and fees $15,480.00
+ Room, board & other expenses $15,366.00
Total cost $30,846.00
That is 6% below the national average net price.

Net Price for Students (with average aid)

Total cost $30,846.00
− Grants and scholarships −$15,393.00
Net price $15,453.00
That is 53% below the national average net price.

Net Price for Low-Income Undergraduates

Total cost $30,846.00
− Grants and scholarships −$17,427.00
Net price $13,419.00
That is 59% below the national average net price.
Explore each piece on the tuition & fees page and room and board.

Estimating the Total Cost of a Degree at William Carey University

Costs have trended upward in recent years at about 3.2% per year; the projections below compound that across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.2% 3.2% 3.2%
Freshman year $13,847.00 $15,946.00 $31,829.00
Senior year $15,214.00 $17,520.00 $34,971.00
Total 4-year net price $58,092.00 $66,897.00 $133,535.00
10-year loan interest @ 6.8% $22,131.00 $25,485.00 $50,872.00
Total monthly payment $669.00 $770.00 $1,537.00
Total amount paid $80,223.00 $92,383.00 $184,407.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 3.2% 3.2% 3.2%
Freshman year $13,847.00 $15,946.00 $31,829.00
Senior year $14,288.00 $16,454.00 $32,844.00
Total 2-year net price $28,135.00 $32,399.00 $64,673.00
10-year loan interest @ 6.8% $10,718.00 $12,343.00 $24,638.00
Total monthly payment $324.00 $373.00 $744.00
Total amount paid $38,853.00 $44,742.00 $89,311.00

See the full net-price breakdown in the net-price section.

After-Aid Net Price at William Carey University

The net price figure shows the cost after grants and scholarships are deducted. For most students, this is the more useful number than published tuition because it reflects the real out-of-pocket cost.

Average net price (on-campus) $14,258.00
Average net price (off-campus) $17,052.00

Net price is far from uniform: lower-income families typically pay much less after aid. Below, average net price is broken out by family income:

Family income Average net price
Under $30,000 $15,423.00
$30,000 to $48,000 $16,219.00
$48,001 to $75,000 $15,717.00
$75,001 to $110,000 $18,865.00
Over $110,000 $19,800.00

Use William Carey University Net Price Calculator, or visit the financial aid office.

Curious how grants and scholarships are distributed? Explore the financial aid breakdown.

Borrowing and Debt at William Carey University

Median graduate debt at William Carey University works out to $15,796.00, which the Department of Education classifies as a Low ($10-20k) burden tier.

The percentile breakdown reveals the full debt landscape:

Percentile Debt at graduation
10th $3,500.00
25th $7,363.00
Median (50th) $15,796.00
75th $25,000.00
90th $34,291.00

The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.

Read the complete debt breakdown on the student loan debt page.

Income and Debt Outcomes at William Carey University

Debt at graduation is far from uniform across income levels. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $16,666.00
Middle income $15,295.00
High income $15,000.00

Graduates from lower-income families carry $1,666.00 more debt than their high-income peers.

Debt by First-Generation Status at William Carey University

First-generation students frequently graduate with different debt than continuing-generation students.

Student group Median debt at graduation
First-generation students $16,443.00
Continuing-generation students $15,000.00

First-gen borrowers at William Carey University leave with $1,443.00 in extra median debt compared with continuing-generation peers.

Pell-Eligible Debt Outcomes at William Carey University

The Pell Grant is the main federal need-based award for undergraduates. Pell vs non-Pell comparisons surface how debt breaks down by need.

The Pell vs non-Pell debt gap at William Carey University amounts to $2,731.00. This school is flagged by the Department of Education for Pell-related debt inequity.

Loan Default & Repayment at William Carey University

The Department of Education default-rate tier for William Carey University is Low (<5%).

Window Cohort default rate
2-year 5.8%

For a sense of scale, Stafford disbursements at William Carey University reach $729,411,260.00 spread across 19,319 borrowers.

GI Bill and Military Aid at William Carey University

Veterans and active-duty servicemembers can tap dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.

GI Bill recipients 89
Avg GI Bill amount $8,167.00
DoD Tuition Assistance recipients 25
Avg DoD Tuition Assistance $2,317.00

Dig into veteran education benefits on the college veterans page.

Questions to Ask Before You Commit

Numbers only tell part of the story. As you weigh William Carey University, the questions below are worth your time:

Dig Deeper into William Carey University

Use the pages below to go deeper on a specific part of the cost story:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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