by our College Data Analytics TeamHere you will find what students actually borrow to attend William Jessup University— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Looking at the entering class at William Jessup University, 48% of new students use loans toward freshman-year expenses, averaging $8,882 per borrower, covering both private and federal loans.
The typical federal loan comes to $5,112, representing 92.9% of the $5,500 first-year borrowing cap for the typical first-year dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Looking at all undergraduates at William Jessup University, freshmen included, 43% take out federal student loans, borrowing on average $6,552 a year. It comes to 28.2% above the $5,112 freshmen take on.
Borrowing the same amount each year would add up to roughly $13,104 across two years and $26,208 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 43% |
| Average federal loan per year | $6,552 |
| Undergraduates with a federal loan | 434 |
| Total federal loans (one year) | $2,843,556 |
Graduating and withdrawing students at William Jessup University carry a median federal debt of $14,419 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $14,419 |
| Students who completed (graduates) | $23,700 |
| Students who withdrew | $9,500 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for William Jessup University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $7,500 |
| 75th percentile | $25,000 |
| 90th percentile (highest-debt students) | $31,000 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at William Jessup University.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at William Jessup University.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 206 | $22,051 |
| Completed (graduates) | 102 | $25,021 |
| Did not complete | 104 | $17,378 |
On a standard 10-year plan, the median completing borrower would pay about $297.53/mo.
Federal data lets us separate Stafford borrowers from the rest at William Jessup University.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 189 | — |
| No Stafford loan this year | 17 | — |
The indicators below describe what the typical debt costs to pay back at William Jessup University.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. Two-year cohort default-rate data for William Jessup University appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 2.9% |
| Borrowers in the cohort | 202 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $14,125 |
| Middle income | $13,567 |
| High income | $15,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,000 |
| Continuing-generation students | $12,917 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,000 |
| Independent students | $12,667 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at William Jessup University.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.