by our College Data Analytics TeamMost students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total cost of going to Northern Career Institute can seem overwhelming, but bear in mind that many students are given some form of financial aid.
What financial aid options can Northern Career Institute offer you, and what will you qualify for? Keep reading for more information. Keep scrolling to discover just how much financial aid could be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from Northern Career Institute.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at Northern Career Institute, 98% of entering full-time freshmen got some type of financial assistance some 55 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 89% | $8,738 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 80% | $6,230 |
| State/local grants | 52% | $5,399 |
| Federal student loans | 91% | $8,117 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At Northern Career Institute, about 92% of undergraduates were awarded grant or scholarship aid averaging $7,660 (across roughly 129 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 92% | $7,660 |
| Federal Pell grants | 81% | $5,426 |
| Federal student loans | 71% | $7,775 |
For on-campus title-IV students, average grant aid came to $7,620.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $15,276 |
| $30,001 – $75,000 | $15,168 |
| Over $75,000 | $21,888 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $12,759 |
| Off-campus title-IV students | $15,670 |
For a personalized estimate based on your family’s financial situation, use Northern Career Institute’s online cost calculator: ncioh.edu/net-price-calculator.
The median student at Northern Career Institute graduates with $9,500 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $9,500 |
| Median federal debt (graduates only) | $9,500 |
| Typical 10-year monthly payment (graduates) | $100.72/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at Northern Career Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $5,500 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $9,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
The figure below distills the debt data into a single burden category for Northern Career Institute.
Stafford loans make up the bulk of federal direct lending to undergraduates. The annual Stafford volume below reflects program activity at Northern Career Institute:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1251 |
| Total Stafford loan amount | $10,892,948 |
If you are a veteran or active-duty service member, the GI Bill and DoD Tuition Assistance are the primary federal programs you can use at this school.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 2 |
| Total GI Bill amount | $8,025 |
| Average GI Bill amount per recipient | $4,013 |
References
More about our data sources and methodologies.