by our College Data Analytics TeamBelow is the data on what it actually costs to attend Winona State University, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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The total cost of attendance at Winona State University ranged from $23,373.00 to $30,105.00 depending on residency and living arrangement.
In-state students paid the lower published figure, while out-of-state students faced the higher one: around $23,373.00 in-state, rising to $30,105.00 for non-residents.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $10,576.00 |
| + Room, board & other expenses | $12,797.00 |
| Total cost | $23,373.00 |
| That is 21% above the national average net price. |
| Total cost | $23,373.00 |
| − Grants and scholarships | −$6,180.00 |
| Net price | $17,193.00 |
| That is 11% below the national average net price. |
| Total cost | $23,373.00 |
| − Grants and scholarships | −$13,459.00 |
| Net price | $9,914.00 |
| That is 48% below the national average net price. |
| Tuition and fees | $17,308.00 |
| + Room, board & other expenses | $12,797.00 |
| Total cost | $30,105.00 |
| That is 56% above the national average net price. |
| Total cost | $30,105.00 |
| − Grants and scholarships | −$6,180.00 |
| Net price | $23,925.00 |
| That is 24% above the national average net price. |
| Total cost | $30,105.00 |
| − Grants and scholarships | −$13,459.00 |
| Net price | $16,646.00 |
| That is 14% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus living costs. |
Cost of attendance here has been rising by around 1.2% per year; the projections below compound that across a degree. Below, the cost is projected across a degree for three students at once — low-income with aid, average aid, and no aid. The repayment figures use a ten-year loan at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $10,037.00 | $17,406.00 | $23,663.00 |
| Senior year | $10,416.00 | $18,063.00 | $24,555.00 |
| Total 4-year net price | $40,902.00 | $70,933.00 | $96,430.00 |
| 10-year loan interest @ 6.8% | $15,582.00 | $27,023.00 | $36,736.00 |
| Total monthly payment | $471.00 | $816.00 | $1,110.00 |
| Total amount paid | $56,484.00 | $97,956.00 | $133,166.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $10,037.00 | $17,406.00 | $23,663.00 |
| Senior year | $10,162.00 | $17,623.00 | $23,957.00 |
| Total 2-year net price | $20,199.00 | $35,029.00 | $47,620.00 |
| 10-year loan interest @ 6.8% | $7,695.00 | $13,345.00 | $18,142.00 |
| Total monthly payment | $232.00 | $403.00 | $548.00 |
| Total amount paid | $27,894.00 | $48,374.00 | $65,762.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $16,853.00 | $24,222.00 | $30,479.00 |
| Senior year | $17,488.00 | $25,135.00 | $31,628.00 |
| Total 4-year net price | $68,676.00 | $98,707.00 | $124,204.00 |
| 10-year loan interest @ 6.8% | $26,163.00 | $37,604.00 | $47,317.00 |
| Total monthly payment | $790.00 | $1,136.00 | $1,429.00 |
| Total amount paid | $94,839.00 | $136,311.00 | $171,521.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.2% | 1.2% | 1.2% |
| Freshman year | $16,853.00 | $24,222.00 | $30,479.00 |
| Senior year | $17,062.00 | $24,523.00 | $30,857.00 |
| Total 2-year net price | $33,914.00 | $48,745.00 | $61,336.00 |
| 10-year loan interest @ 6.8% | $12,920.00 | $18,570.00 | $23,367.00 |
| Total monthly payment | $390.00 | $561.00 | $706.00 |
| Total amount paid | $46,835.00 | $67,315.00 | $84,703.00 |
Jump to the net-price detail in the Net Price section.
Net price is what students actually pay after grants and scholarships are subtracted from the published sticker price. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $17,503.00 |
| Average net price (off-campus) | $18,148.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,400.00 |
| $30,000 to $48,000 | $12,486.00 |
| $48,001 to $75,000 | $15,495.00 |
| $75,001 to $110,000 | $19,388.00 |
| Over $110,000 | $21,306.00 |
Get a tailored estimate from the Winona State University Net Price Calculator, or check with the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The typical debt load for borrowers leaving Winona State University is $15,000.00, landing it in the Low ($10-20k) debt-burden bucket.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $7,607.00 |
| Median (50th) | $15,000.00 |
| 75th | $27,000.00 |
| 90th | $31,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
For the full borrowing and repayment picture, see the student loan debt page.
Debt outcomes vary substantially with family income. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $14,000.00 |
| Middle income | $15,000.00 |
| High income | $15,000.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $14,566.00 |
| Continuing-generation students | $15,250.00 |
The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at Winona State University is $2,113.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate category at Winona State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.1% |
To put the rates in context, Stafford loans at Winona State University come to $423,036,457.00 over 25,533 student borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 34 |
| Avg GI Bill amount | $7,060.00 |
| DoD Tuition Assistance recipients | 27 |
| Avg DoD Tuition Assistance | $2,807.00 |
Dig into veteran education benefits on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Winona State University, a few questions are worth asking:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.