Here’s the full picture on paying for Winston-Salem State University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Want a specific number? Skip ahead to any section using the links below:
The full cost of attending Winston-Salem State University came in between $22,345.00 and up to $33,001.00 depending on whether you qualify for in-state rates.
Residency made the difference: in-state students paid the lower rate and out-of-state students the higher rate: near $22,345.00 in-state versus $33,001.00 out-of-state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $6,126.00 |
| + Room, board & other expenses | $16,219.00 |
| Total cost | $22,345.00 |
| That is 16% above the national average net price. |
| Total cost | $22,345.00 |
| − Grants and scholarships | −$9,668.00 |
| Net price | $12,677.00 |
| That is 34% below the national average net price. |
| Total cost | $22,345.00 |
| − Grants and scholarships | −$11,684.00 |
| Net price | $10,661.00 |
| That is 45% below the national average net price. |
| Tuition and fees | $16,782.00 |
| + Room, board & other expenses | $16,219.00 |
| Total cost | $33,001.00 |
| That is 71% above the national average net price. |
| Total cost | $33,001.00 |
| − Grants and scholarships | −$9,668.00 |
| Net price | $23,333.00 |
| That is 21% above the national average net price. |
| Total cost | $33,001.00 |
| − Grants and scholarships | −$11,684.00 |
| Net price | $21,317.00 |
| That is 11% above the national average net price. | |
| Explore each piece on tuition and fees plus room and board. |
The projections below extend the current annual cost across a degree. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $10,661.00 | $12,677.00 | $22,345.00 |
| Senior year | $10,661.00 | $12,677.00 | $22,345.00 |
| Total 4-year net price | $42,644.00 | $50,708.00 | $89,380.00 |
| 10-year loan interest @ 6.8% | $16,246.00 | $19,318.00 | $34,051.00 |
| Total monthly payment | $491.00 | $584.00 | $1,029.00 |
| Total amount paid | $58,890.00 | $70,026.00 | $123,431.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $10,661.00 | $12,677.00 | $22,345.00 |
| Senior year | $10,661.00 | $12,677.00 | $22,345.00 |
| Total 2-year net price | $21,322.00 | $25,354.00 | $44,690.00 |
| 10-year loan interest @ 6.8% | $8,123.00 | $9,659.00 | $17,025.00 |
| Total monthly payment | $245.00 | $292.00 | $514.00 |
| Total amount paid | $29,445.00 | $35,013.00 | $61,715.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $21,317.00 | $23,333.00 | $33,001.00 |
| Senior year | $21,317.00 | $23,333.00 | $33,001.00 |
| Total 4-year net price | $85,268.00 | $93,332.00 | $132,004.00 |
| 10-year loan interest @ 6.8% | $32,484.00 | $35,556.00 | $50,289.00 |
| Total monthly payment | $981.00 | $1,074.00 | $1,519.00 |
| Total amount paid | $117,752.00 | $128,888.00 | $182,293.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $21,317.00 | $23,333.00 | $33,001.00 |
| Senior year | $21,317.00 | $23,333.00 | $33,001.00 |
| Total 2-year net price | $42,634.00 | $46,666.00 | $66,002.00 |
| 10-year loan interest @ 6.8% | $16,242.00 | $17,778.00 | $25,144.00 |
| Total monthly payment | $491.00 | $537.00 | $760.00 |
| Total amount paid | $58,876.00 | $64,444.00 | $91,146.00 |
| Read more in the net price section below. |
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $13,479.00 |
| Average net price (off-campus) | $13,393.00 |
The real cost varies by income because need-based aid scales with financial need. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $11,012.00 |
| $30,000 to $48,000 | $12,586.00 |
| $48,001 to $75,000 | $15,668.00 |
| $75,001 to $110,000 | $20,214.00 |
| Over $110,000 | $20,815.00 |
Run your own numbers with the Winston-Salem State University Net Price Calculator, or check with the financial aid office.
Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.
Median graduate debt at Winston-Salem State University is $18,447.00, which the Department of Education classifies as a Low ($10-20k) debt-load classification.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,060.00 |
| 25th | $7,000.00 |
| Median (50th) | $18,447.00 |
| 75th | $28,000.00 |
| 90th | $37,214.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Read the complete debt breakdown on the student loan debt page.
Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,500.00 |
| Middle income | $17,914.00 |
| High income | $14,000.00 |
Low-income graduates carry $5,500.00 more debt than high-income graduates.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $18,500.00 |
| Continuing-generation students | $17,750.00 |
First-gen students at Winston-Salem State University carry $750.00 in extra median debt compared with continuing-generation peers.
Pell Grants are the federal government’s primary need-based undergraduate aid program. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The median debt difference between Pell-eligible and non-Pell graduates of Winston-Salem State University stands at $6,500.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for Winston-Salem State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 12.1% |
For scale, federal Stafford loan disbursements at Winston-Salem State University come to $610,142,295.00 over 26,731 borrowers.
Veterans and active-duty service members may qualify for substantial federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 78 |
| Avg GI Bill amount | $4,732.00 |
| DoD Tuition Assistance recipients | 11 |
| Avg DoD Tuition Assistance | $1,966.00 |
Dig into veteran education benefits on the veterans benefits detail.
The data above is a foundation; round it out by asking yourself about Winston-Salem State University, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.