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How Affordable Is Winthrop University?

This guide covers the real cost of attending Winthrop University, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$30,275.00 Cost of Attendance
$15,343.00 Avg Net Price
$19,000.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

What Does It Cost to Attend Winthrop University?

Attendance costs at Winthrop University varied between $30,275.00 to $44,273.00 depending on whether you qualify for in-state rates.

In-state students paid the lower published figure, while out-of-state students faced the higher one: close to $30,275.00 for in-state students versus $44,273.00 for non-residents.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

What It Costs Residents (no aid)

Tuition and fees $14,678.00
+ Room, board & other expenses $15,597.00
Total cost $30,275.00
That is 57% above the national average net price.

Average Net Price for Residents (with average aid)

Total cost $30,275.00
− Grants and scholarships −$15,367.00
Net price $14,908.00
That is 23% below the national average net price.

Net Price for Low-Income Residents

Total cost $30,275.00
− Grants and scholarships −$18,102.00
Net price $12,173.00
That is 37% below the national average net price.

The Full Cost for Non-Residents (no aid)

Tuition and fees $28,676.00
+ Room, board & other expenses $15,597.00
Total cost $44,273.00
That is 130% above the national average net price.

What Non-Residents Actually Pay — Non-Residents (with average aid)

Total cost $44,273.00
− Grants and scholarships −$15,367.00
Net price $28,906.00
That is 50% above the national average net price.

What Low-Income Non-Residents Pay — Non-Residents

Total cost $44,273.00
− Grants and scholarships −$18,102.00
Net price $26,171.00
That is 36% above the national average net price.
Go deeper on the components with the tuition & fees page plus room and board.

Projected Degree Cost at Winthrop University

The tables below project a full degree at the current published cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan figures amortise the projected total over ten years at 6.8%.

In-State Residents

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $12,173.00 $14,908.00 $30,275.00
Senior year $12,173.00 $14,908.00 $30,275.00
Total 4-year net price $48,692.00 $59,632.00 $121,100.00
10-year loan interest @ 6.8% $18,550.00 $22,718.00 $46,135.00
Total monthly payment $560.00 $686.00 $1,394.00
Total amount paid $67,242.00 $82,350.00 $167,235.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $12,173.00 $14,908.00 $30,275.00
Senior year $12,173.00 $14,908.00 $30,275.00
Total 2-year net price $24,346.00 $29,816.00 $60,550.00
10-year loan interest @ 6.8% $9,275.00 $11,359.00 $23,067.00
Total monthly payment $280.00 $343.00 $697.00
Total amount paid $33,621.00 $41,175.00 $83,617.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $26,171.00 $28,906.00 $44,273.00
Senior year $26,171.00 $28,906.00 $44,273.00
Total 4-year net price $104,684.00 $115,624.00 $177,092.00
10-year loan interest @ 6.8% $39,881.00 $44,049.00 $67,466.00
Total monthly payment $1,205.00 $1,331.00 $2,038.00
Total amount paid $144,565.00 $159,673.00 $244,558.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0% 0% 0%
Freshman year $26,171.00 $28,906.00 $44,273.00
Senior year $26,171.00 $28,906.00 $44,273.00
Total 2-year net price $52,342.00 $57,812.00 $88,546.00
10-year loan interest @ 6.8% $19,940.00 $22,024.00 $33,733.00
Total monthly payment $602.00 $665.00 $1,019.00
Total amount paid $72,282.00 $79,836.00 $122,279.00
Jump to the net-price detail in the Net Price section.

The Real Out-of-Pocket Cost at Winthrop University

The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.

Average net price (on-campus) $15,343.00
Average net price (off-campus) $16,353.00

Net price varies sharply by family income, dropping as need-based aid grows. Here is the average net price for each family-income range:

Family income Average net price
Under $30,000 $13,361.00
$30,000 to $48,000 $13,395.00
$48,001 to $75,000 $16,762.00
$75,001 to $110,000 $19,267.00
Over $110,000 $20,653.00

Run your own numbers with the Winthrop University Net Price Calculator, or reach out to the financial aid office.

Want to know how that aid is awarded? See the financial aid page.

Graduate Debt at Winthrop University

Median graduate debt at Winthrop University stands at $19,000.00, categorized as a Low ($10-20k) debt-burden category.

The full distribution of debt at graduation looks like this:

Percentile Debt at graduation
10th $4,750.00
25th $8,250.00
Median (50th) $19,000.00
75th $30,750.00
90th $41,688.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

Explore borrowing, repayment, and default in detail on the student-loan-debt breakdown.

Debt by Family Income at Winthrop University

Median debt at graduation differs meaningfully across income brackets. The figures below split graduating borrowers into three income brackets:

Family income Median debt at graduation
Low income $20,020.00
Middle income $18,750.00
High income $18,062.00

Graduates from lower-income families carry $1,958.00 more than graduates from high-income families.

How Debt Varies by First-Generation Status at Winthrop University

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $19,500.00
Continuing-generation students $17,849.00

First-gen borrowers at Winthrop University graduate with $1,651.00 more median debt than continuing-generation peers.

Debt by Pell Status at Winthrop University

Pell Grant eligibility is a useful proxy for low-income status among undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.

The median debt gap between Pell and non-Pell graduates of Winthrop University stands at $5,500.00. The Department of Education flags this school for a Pell-debt-inequity pattern.

Default and Repayment Outcomes at Winthrop University

The federal default-rate tier for Winthrop University is Low (<5%).

Window Cohort default rate
2-year 8.0%

To give some context for these rates, Stafford loans disbursed at Winthrop University amount to $572,989,434.00 over 23,555 recipients.

Veteran Education Benefits at Winthrop University

Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 85
Avg GI Bill amount $12,711.00
DoD Tuition Assistance recipients 11
Avg DoD Tuition Assistance $2,273.00

Dig into veteran education benefits on the college veterans page.

Things to Think About

The data above is a foundation; round it out by asking yourself about Winthrop University, consider the following:

Continue Your Research about Winthrop University

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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